Carbon Manna(SM) Economic-Rewards Allocation Guidelines

**

Carbon Manna(SM) Economic-Rewards Allocation Guidelines --

Fairness Standards for Carbon Micro-Profit-Sharing Projects


[ written during March-April 2009 and published here for the first time ]


Author:

David A. Palella
Founder
Carbon Manna Unlimited
San Diego, California


The guidelines and equations below are meant to set baseline standards for Fairness in allocating the economic rewards from Carbon Manna(SM) projects worldwide. Projects that do not meet these guidelines are not recognized as bona fide by Carbon Manna Unlimited HQs in San Diego, California, nor may such projects make use of or appropriate the "Carbon Manna(SM)" name to describe themselves.


Assumptions:

(1) Carbon Manna(SM) projects based on improved cook stoves, solar cookers or solar lighting should include at least 5,000 families to ensure economies of scale. A minimum of 10,000 - 15,000 is better and more realistic.

(2) Gold Standard Organization-approved VER (Voluntary Emission Reduction) permits or offsets will vary in price from as low as US$ 5 - 10/ton of CO2 and go up over time. The lower the price goes, the more advantageous for the Poor, as the Rich will not find it worth their effort/time to produce offsets at low prices. In contrast, the higher the prices go, the better for Rich & Poor alike.

(3) Cook Stove costs will be in the range of US$ 5 - 15.

(4) Mobile phones used in Carbon Manna(SM) projects will cost in the range of US$ 10 - 25+. The handset cost in some programs may be subsidized by mobile carriers or corporate sponsors. In other programs such as in Kenya, a high percentage of families will already own a cell phone and not need one to participate in the program.


Definitions:

nr/tCO2 = Net Revenue per ton of CO2 -- net after all sales commissions

tCO2/Stove = Tons of CO2 offset per stove

XF = X number of Families in the project

GR = Gross Revenue for the entire project

NR = Net Revenue for the entire project

TC = Total direct Costs for the entire project = stoves & phones

GM = Gross Margin for the entire project

%GM = the % Gross Margin

SC/Unit = Stove Cost per Unit delivered, including training cost

PC/Unit = Phone Cost per Unit delivered, including training cost

%FP = Percentage of Families in the project needing a Phone

AExp = external Audit Expenses

MExp = Management Expenses (e.g., salaries)

LExp = Legal Expenses

CPAExp = Accounting (CPA) Expenses

OExp = Operational Expenses

* = Multiply or times

PM = Project Manager

CM = Carbon Manna(SM) = the share of Net Revenue paid to the Poor

PM:CM = Project Manager:Carbon Manna(SM) split of NR (Net Revenue)


Equations:

(1) NR = GR - TC
-->> Net Revenue = Gross Revenue - Total direct Costs


(2) GR = nr/tCO2 * tCO2/Stove * XF


(3) TC = [(SC/Unit * XF) + (PC/Unit * XF * %FP)]


(4) NR = GR - [ (SC/Unit * XF) + (PC/Unit * XF * %FP) ]


(5) NR / GR * 100 = %GM
-->>[ Net Revenue / Gross Revenue ] * 100 = % Gross Margin


Discussion:

Because project credits are pre-sold every year, the variables above will change each year, and the final project % Gross Margin (%GM) will need to be re-calculated every year.

In Year 1, the %GM will be lower due to the start-up costs of buying stoves and phones. In Year 2 the %GM should be much higher. In Years 3 - 5, the %GM should be higher and about the same every year. In short, something like this:

Year 1 % GM = 10 %
Year 2 % GM = 35 %
Year 3 % GM = 60 %
Year 4 % GM = 70 %
Year 5 % GM = 80 %

Cook stoves have a 3 - 5 year lifetime. If they break or wear out, they can be repaired or replaced, of course. The higher the %GM, the better the economics of the project both for the poor families, and the Carbon Manna(SM) project manager. In the early years where the %GM is low, it is crucial for the Carbon Manna(SM) project manager to seek corporate sponsorships to offset indirect start-up expenses, and the ongoing direct and indirect expenses of managing the project.


Based on the foregoing, and subject to further fine-tuning with actual field data, the following split of the Net Revenue would be appropriate:

If %GM = 0 - 19 %, then the PM:CM Net Revenue (NR) split = 90:10

If %GM = 20 - 29 %, then the PM:CM Net Revenue (NR) split = 80:20

If %GM = 30 - 39 %, then the PM:CM Net Revenue (NR) split = 70:30

If %GM = 40 - 49 %, then the PM:CM Net Revenue (NR) split = 50:50

If %GM = 50 - 59 %, then the PM:CM Net Revenue (NR) split = 30:70

If %GM = 60 + %, then the PM:CM Net Revenue (NR) split = 20:80

------------------


Or, re-formatted:


If %GM = then ... PM:CM NR split =

0 - 19 % ........ 90:10
20 - 29 % ....... 80:20
30 - 39 % ....... 70:30
40 - 49 % ....... 50:50
50 - 59 % ....... 30:70
60 + % .......... 20:80

-------------------------------



Why a Net Revenue Split & not a Net Income Split?

For those of you who are familiar with the history of the American movie industry, you know that net income splits or net profit-sharing agreements do not work. Why? Because unscrupulous accountants and/or managers can add overheads and other indirect costs into the cost structure until net income goes to Zero. Or becomes negative even.

The result? -- poor movie stars in the 70s and 80s who agreed to a net-income split ended up being paid Zero. Which is why all movie agreements now give movie stars a "% of the gross movie receipts". It is much harder for accountants and managers to manipulate receipt records or gross revenue numbers. In short, movie stars now take their money "right off the top" -- directly from the top line or revenue line.

Likewise in Carbon Manna projects, Poor families have no control over the cost structure. The only 2 costs that concern them are the expense of the stove and phone, if the latter is needed. And even these they have no control over.

But under the Carbon Manna(SM) System, they are required to pay back the project manager for the cost of the stove and phone. Hence, these are the only 2 costs that should affect their share of the economic rewards or Carbon Manna(SM).

As a corollary, in all bona fide Carbon Manna(SM) projects, participating families have the right to require the project manager to document the actual direct costs of the stove & phone. If requested by the families or by Carbon Manna Unlimited in San Diego, the project manager must provide certified receipts documenting the actual costs.

Project managers that do not provide documentation in a timely manner will not be allowed to use the Carbon Manna name and logo.


Summary / Conclusion:

Carbon Manna(SM) is based on the principles of Fairness, Disintermediation, Individual Empowerment, Micro-entrepreneurism, Micro Property Rights, Worldwide Standardization and Personal Freedom.

The guidelines above are meant to provide a fair and equitable framework for Carbon Manna(SM) projects worldwide. These guidelines are open to debate and refinement over time. Input/feedback from managers of bona fide Carbon Manna(SM) projects worldwide is highly welcome. Please contact us with your suggestions for improvement. We look forward to hearing from you.

---------------------


Globally & warmly yours,

David A. Palella
The Robin Hood of Microfinance

& Founder
CARBON MANNA UNLIMITED

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be a speaker at:

4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


--------------------------------------------------------

Equity Manna(SM) -- a concrete example of “micro” innovation a la India

***

One form of "manna" in India for 1,000s of years has been Gold -- so how do the very Poor save it ?

Voila ! -- a cell-phone-based golden Carbon Manna(SM) micro-ETF or micro-DRIP or micro-Equity nirvana for the homeless and/or very poor in India


As invented in March 2010, here below is the text from the slides I presented at the Hanson Wade microfinance conference in Amsterdam in May 2010.

This is just another example of micro innovation from the Micro Revolutions Institute(SM) in San Diego, California. Clearly the deep-debt purgatory rut from Dhaka is impossible to escape:

--------------------------

Slide # 1:

Equity Manna(SM) -- an example of “micro” innovation


Equity Manna(SM) = Cell-phone-based purchasing of micro amounts of stocks & ETFs via MMT (mobile money transfer)

Using existing DRIP plan (Dividend Reinvestment Plan) software that divides shares of stocks or ETFs into 1/10,000ths, any financial instrument can be micronized for a micro-DRIP or a micro-ETF investment plan for the poorest of the Poor

Using 100 years of stock returns as a guide, the Poor in any country should buy stock in their own national telecom carrier -- viz., in Safaricom (Kenya), PT Telkom Indonesia or China Mobile. Etc.

Question: Are national lotteries a better asset allocation plan for the Poor in Africa or Asia ? There is a strong inverse correlation between annual income and participation in lotteries and gambling. Which, then, is better ? -- Equity Manna(SM) or games of chance ? Let the Poor decide.

--------------------------


Slide # 2:

Equity Manna(SM) -- an example of “micro” innovation (cont.)

One concrete and important example -- even the poorest of the Poor worldwide should be able to own part of the so-called "People's Central Bank" -- the SPDR (Standard & Poor's Depositary Receipt) Gold Trust ETF or "GLD" on NYSE

Even poor (and wealthy) Indians have stored their wealth in gold jewelry for centuries. This new idea is merely a modern version of owning physical gold

At least one gold ETF already trades on the Bombay & National Stock Exchanges in India -- the Kotak Gold ETF (KGEFT), meaning this innovation could be implemented immediately for 100s of millions of the Poor in India

References:

-->> http://finance.yahoo.com/q?s=GLD

-->> http://dekadrakma.blogspot.com

-->> http://carbonmanna.blogspot.com/2010/02/micro-revolutions-off-wall-street-micro.html

-->> http://www.kotakmutual.com/kmw/product/kotak-gold-ETF-funds.htm


--------------------------


Cited from my presentation at:


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

----------------------------


Globally & warmly yours,

David A. Palella
The Robin Hood of Microfinance

& Founder
CARBON MANNA UNLIMITED

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
--------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


---------------------------------------------------------------

The Carbon Manna(SM) System -- Two Novel Cell-phone-based microfinance Mechanisms -- inter alia (among others)

**


Update re the original "micro" economic/finance inventions of The Micro Revolutions Institute(SM) in San Diego

Improved cooking methods Revolutionize Life for "The Bottom 2 Billion" in the Developing World


Here is the updated introductory email for the Carbon Manna(SM) System:


We at Carbon Manna Unlimited in San Diego (a non-profit corporation) have established the "Micro" Revolutions Institute(SM) as a think-tank charged with continually creating novel & SUSTAINABLE micro-economic and micro-financial mechanisms to materially elevate "The Bottom Two Billion" in the Developing World.  Reference:

     http://www.prweb.com/releases/2010/04/prweb3908584.htm

Most notably, beginning 2 years ago in April 2008, we developed two novel, universally-applicable, cell-phone- and NON-debt-based, highly-scalable forms of microfinance that we call the Carbon Manna(sm) System.  They are:

-->> (1) the Carbon Micro-PROFIT-Sharing System -- comprising monetization of 1,000s of aggregated carbon-micro-offsets via the European GS-VER market (Gold Standard - Voluntary Emission Reduction market); and

-->> (2) the Reduced-fuel-expense Micro-SAVINGS Program -- an SMS-based  behavior-modification program that trains families to bank their daily cash savings on fuel of 15 - 40 U.S. cents/day (based on field studies in Kenya, July 2009).

Both mechanisms are based on reduced combustion of non-renewable biomass fuel and employ a highly efficient, low-cost (< US$ 10) cook-stove that we designed ourselves in Kenya, although any efficient cookstove may be used.  Almost all efficient stoves reduce fuel use by 40 - 50 % -- and deforestation by a similar percentage. 

The stoves are serialized and matched uniquely with each family's cell phone number. 

Broadcast SMS messages (short message service) and customized content regarding public health, women & children's rights, nutrition, personal finance, etc., will also be sent to participating families. 

Monetized carbon offsets and cash fuel savings may be banked and converted back to cash as needed using existing MMT (Mobile Money Transfer) systems such as Safaricom's M-Pesa or Zain's ZAP systems in the case of East Africa.  In the absence of an MMT system, families may be paid with cell-phone minutes, either credited to their accounts or in the form of distributed pre-paid calling cards.

The two mechanisms can be implemented sequentially (and then run in tandem) -- the Micro-Savings Program immediately, and the Carbon Micro-PROFIT-Sharing System later as paperwork is completed for the carbon-offset market. 

The Carbon Manna(SM) System is "freeware" and fully open-source. 

Thus, currently, independent for-profit carbon project managers, NGOs and charities are attempting to incorporate Carbon Manna(SM) principles into carbon-offset projects in The Philippines, Ethiopia, the Democratic Republic of the Congo (DRC), Tanzania, Kenya and Indonesia, as well as, most likely, in other countries not known to us.

Most notably, we believe these two novel microfinance mechanisms have a number of advantages over, and will scale much faster than, micro-debt, which was awarded the Nobel Peace Prize in 2006.

Finally, in the case of corporate sponsors in the wireless or consumer products industries, Carbon Manna(sm) offers an auditable "ROI on CSR" investments, a rare result in the Corporate Social Responsibility (CSR) field.

In the case of individuals, donations to Carbon Manna Unlimited in San Diego (a California-incorporated public charity) are 100% tax-deductible through our umbrella 501c3 status with The GlobalGiving Foundation in Washington, DC.

We hope you will support our efforts in Africa and/or some other part of the Developing World of interest to you.  Being cell-phone- and markets-based, Carbon Manna(sm) is universally applicable.

More background about Carbon Manna(sm) may be found by visiting the links below and viewing my Amsterdam presentation (May 2010) available on:

-->> http://www.slideshare.net/dpalella/carbon-manna-amsterdam201005

-->> http://tinyurl.com/23jzrh2


We look forward to hearing from you.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
SAN DIEGO, California

cell: 619-787-5767
skype: dpalella17
email:  dpalella@san.rr.com
email (backup): carbonmanna@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org

http://carbonmanna.blogspot.com

http://twitter.com/CarbonManna

http://www.linkedin.com/e/vgh/1794312/


The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

Carbon Manna Unlimited to Present at Kenyan Business Conference
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

"One Cell Phone per Child" Grand Challenge Announced by CarbonManna(C) Unlimited
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

Carbon Manna(C) Unlimited Announces Solar Manna(C) & Forest Manna(C),
and Filing of a U.S. Patent Application for the Cell Phone-Based
Carbon Micro-Profit-Sharing System
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

World's First Cell-Phone-Based Carbon-Micro-Credits Implementation
Progressing in Kenya
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html

--------------

I will be/was a speaker at:
---------------------------------

    2nd Kenya Diaspora Int'l Conference & Investment Forum

               20-22 August 2009, Atlanta, GA

             http://www.kenyaopen4business.com

---------------------------------------------------------------


            "Microfinance for Institutional Investors"

                 21-23 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


              "Micro Financial Services World"

   10-12 May 2010, Amsterdam City Centre, The Netherlands

                  http://www.mfs-world.com

---------------------------------------------------------------


             4th Microfinance Investment Summit

            06-07 October 2010, Central London

             http://www.microfinancesummit.com


----------------------------------------------------------------

When will Africa establish its own carbon-projects Standards-Setting Organization and break the dominance of the Carbon White Man ?

**


A good name for it ? -- the Uhuru Green Standards Foundation !

"Uhuru" can mean "freedom from dependence on white men" -- Bravo!


I tweeted about this topic back in November 2009, and some web site indexed my ideas and preferred name for this proposed non-profit organization without attribution (see down at the bottom here). So to set the record straight, just below here I re-post my tweets from November 2009 about the Uhuru Green Standards Foundation.

Ideally some university in Africa will establish an independent non-profit institute or entity on their campus to write carbon-project standards custom tailored for African offset projects.

All non-profit and for-profit carbon-project standards-setting organizations in the U.S., Europe and Australia are just self-appointed self-anointed "experts" with no legal authorization for their existence. They merely said: "Hey ! -- we're experts, and we make the rules!" -- and everyone kisses their carbon-fiber rings.

But why ? Can only whities write carbon standards ? Patently no. Africans have the capacity now to write world-class carbon-project standards. They're experts too.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
skype: dpalella17
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

-------


REFERENCES -- My Tweets themselves:


Can only whities in Europe & America write carbon standards? Duh ! Carbon Manna Unlimited will break the WASP monopoly on GHG standards !

Nov 13th, 2009

-------


The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !

Nov 13th, 2009

-------


"Uhuru" can mean "freedom from dependence on white men" -- Africans can also write VER carbon standards! Hey ! -- They're experts too !

Nov 13th, 2009

---------------------------------------


May 2010 Google search results for:

"Uhuru Green Standards Foundation"


1. The Uhuru Green Standards Foundation in Nairobi will write its own ...

2. Nov 13, 2009 ... The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !


---------------------------------------

Carbon Manna(SM) System implementation in Ethiopia

**

Hello Ethiopia Friends,

Moges (see below) is interested to implement in Ethiopia the open-source Carbon Manna(SM) System of micro-PROFIT-sharing and micro-SAVINGS, so please do contact him directly if you would like to join this sustainable, markets-based effort to elevate the Poor in Ethiopia:

Moges Gorfe
Executive Director
Ratson Home
Debrezite Town
ETHIOPIA

cell: +251-091 140 0384
office +251-0114 33 9029
email: mgorfe@yahoo.com


And you can learn more in general about the Carbon Manna(SM) System via the several links below, and/or by contacting me in San Diego, Calif.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

cell: 619-787-5767
skype: dpalella17
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org


http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
-------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


---------------------------------------------------------------

The "Micro" Revolutions Institute(SM) Established by Carbon Manna Unlimited

***

Here is the full text of the news release from PRweb.com:


The "Micro" Revolutions Institute(SM) Established by Carbon Manna Unlimited in San Diego, California


The "Micro" Revolutions Institute(SM) was established today by Carbon Manna Unlimited in San Diego, California, the world's first think tank to focus exclusively on developing novel, sustainable, open-source, low-cost and immediately implementable micro-economic, micro-financial and micro-ecological paradigms to benefit the Developing World.

http://tinyurl.com/2448km4

Or: http://www.prweb.com/releases/2010/04/prweb3908584.htm


San Diego, CA (PRWEB) April 22, 2010 --

Carbon Manna Unlimited in San Diego, California, an international non-profit "micro" standards-setting organization, announced today the establishment of the "Micro" Revolutions Institute(SM), the world's first think tank to focus exclusively on developing novel, sustainable, open-source, low-cost and immediately implementable micro-economic, micro-financial and micro-ecological paradigms or mechanisms to benefit the Developing World.

By ideating and promulgating multiple open-source and revolutionary micro-paradigms, the Institute will enable economic micro-empowerment of "The Next 2+ Billion" at the Base of the Pyramid by, for example:

(1) Popularizing NON-debt-based, cell-phone-enabled "micro" financial instruments, such as Equity Manna(SM), which will allow the Poor to directly invest in micro-equity -- micronized stocks, ETFs, hard assets (gold) or other economic stores of value -- and, thus, control their own financial fate;

(2) Liberating children and women from religious oppression by developing cell-phone-based, remote micro-education or micro tele-education curricula;

(3) Disintermediating middlemen from economic processes by using existing cell-phone-based and low-cost mobile money transfer (MMT) systems;

(4) Providing advertiser-supported crop-price information free to poor farmers via SMS to eliminate gross price-discovery frictions;

(5) Increasing the use of broadcast SMS (short message service) to convey public health messages to the Poor where little or no TV or radio broadcasting capability exists, e.g., for notification of vaccine campaigns, and rewarding compliant families with cell-phone minutes or airtime -- another economic and non-inflatable store of value

(6) Encouraging global political recognition of the micro-property rights of the Poor, e.g., even in the case of their carbon footprints and offsets; and

(7) Advocating worldwide implementation of Carbon Manna Unlimited's existing sustainable micro innovations in the areas of Micro-PROFIT-Sharing, Micro-SAVINGS, and solar and forestry projects, as well as adoption of Carbon Manna Unlimited's Foreign Aid Micro Credit (FAMC) concept in the Developing World during times of national emergencies.

Thomas Ichim, a Carbon Manna Unlimited board member commented, "Individuals wishing to augment their family's philanthropic legacy are invited to sponsor Carbon Manna's revolutionary and universally-applicable micro-paradigms, several of which represent a quantum leap in innovation compared to the first "micro" financial mechanism (micro-debt or micro loans), which won the 2006 Nobel Peace Prize and the U.S. Presidential Medal in 2009."

The "Micro" Revolutions Institute(SM) will also administer the “Micro Sustainability Prizes(SM)” competition -- the world’s first truly open competition to encourage the invention of other sustainable and markets-based micro economic and micro-ecological mechanisms that directly benefit the Poor. Only a 1-page Executive Summary is needed to enter the competition. School children worldwide, in particular, are encouraged to participate, and anyone may enter, regardless of educational qualifications or socio-economic status. Reference:

     http://www.prweb.com/releases/2010/01/prweb3459274.htm


Finally, Carbon Manna Unlimited is pleased to announce the filing of its 501(c)3 petition with the IRS on 16 March 2010, via the kind pro bono offices of the law firm of Latham & Watkins in San Diego. Our special thanks and appreciation go to Latham attorneys Ms. Nicole Baker, Mr. Div Gupta, and Ms. Kendra Archer (now retired).


About Carbon Manna Unlimited:

Carbon Manna Unlimited, a public charity, is a "micro" think-tank and international open-source standards-setting organization popularizing various universally-applicable, cell-phone-based, self-funding micro-economic paradigms such as the markets-based Carbon Micro-PROFIT-Sharing System (CMPSS) and the Reduced-fuel-expense Micro-SAVINGS Program. A pilot project that will utilize these concepts is now in the early planning stage in Kogelo, Kenya, the ancestral hometown of U.S. President Barack Obama. Reference:

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

For corporate social responsibility (CSR), philanthropic, sponsorship or collaborative opportunities with Carbon Manna Unlimited; or for speaker requests or celebrity inquiries; and to co-opt a sustainable and universally applicable micro-paradigm that can indeed quickly scale to benefit the "Next Billion" at the Base of the Pyramid, please contact:

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

tel: 858-793-0741
email: dpalella(at)san.rr(dot)com
http://www.linkedin.com/in/davidpalella

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

###

"Micro" Revolutions Institute news release:

http://tinyurl.com/2448km4

http://www.prweb.com/releases/2010/04/prweb3908584.htm


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"The Micro Revolutions Research Institute(SM)" -- Visionary Past as Productive Proactive Prolog ?

**

"The intellectually bankrupt MFIs, like dust..."

Counter-Revolutionary Micro Thinkers welcome at The Micro Revolutions Institute(SM) in San Diego

Macro Freedoms from Micro Innovation


Worldwide there is no organization nor institute nor academic department nor NGO nor charity nor government unit nor for-profit company actively ideating and innovating novel MARKETS-based, sustainable, NON-debt-based forms of microfinance, or micro economic paradigms, or micro-wealth-transfer or micro-income-generation mechanisms.

There are, however, indeed 1,000s or tens of 1,000s of NGOs, charities, academics and MFI organizations worldwide hopelessly mired in the Deep Debt Rut from Dhaka, singing choruses of sycophantic praise for interminable and minute permutations of micro-debt, and likewise completely bankrupt in imagination and resolutely resourceless.

Kenya alone, a "small" country the size of France with less than 40 million residents has over 4,000 registered charities -- 1 for every 10,000 people. India has over 1 million registered charities -- 1 for 1,200 people ! And allll these charities have their hands out for donations to support their infinitely duplicative overhead & adminstrative budgets.

Yet where is their innovation in the field of NON-debt-based microfinance or microeconomics?

In macro contrast, over the past 2 years, only Carbon Manna Unlimited in San Diego has invented and described in detail -- in the pubic domain -- multiple and novel forms of NON-debt-based micro-finance. We embrace "creative micro destruction" -- so why don't you ? Even destruction of our own ideas.

Thinking expansively, all economic progress since Sumerian times has begun with Individual Freedom and Property Rights. Thus Carbon Manna Unlimited's focus the past 18 months on the novel concept of "micro property rights" -- beginning with the "Sovereign Individual's" right (anywhere worldwide) to own, control and monetize their own Micro Carbon Footprint.

From divinely granted and legally protected Micro Property Rights spring Micro Free Will, Micro Political Choice, and Micro Democracy. Hence, all Macro Progress in the Developing World depends substantially on Micro Property Rights and Micro Economic Freedoms -- concepts that will also be broadly addressed by The Micro Revolutions Research Institute(SM).


To wit -- here are today's relevant Tweets re-published for Posterity:


The innovations of "The Micro Revolutions Research Institute(SM)" will stun millions of MFI minions stuck in the Deep Debt rut from Dhaka


E.g.: "The Micro Revolutions© off Wall Street -- Micro Financial Services in the Developing World = Equity Manna(SM)" -- http://tinyurl.com/yk5jdpm


And don't forget my seminal post from Christmas Day 2008: "Global Moral Lipodystrophy & The Micro Revolutions" -- http://tinyurl.com/yfna2qc


The full references:
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December 25, 2008

"Global Moral Lipodystrophy & The Micro Revolutions"

http://carbonmanna.blogspot.com/2008/12/global-moral-lipodystrophy-micro.html

http://tinyurl.com/yfna2qc

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February 7, 2010

"The Micro Revolutions©" off Wall Street -- Micro Financial Services in the Developing World = Equity Manna(C)

http://carbonmanna.blogspot.com/2010/02/micro-revolutions-off-wall-street-micro.html

http://tinyurl.com/yk5jdpm

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Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

cell: 619-787-5767
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
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2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

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"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

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"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

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Green Business Africa Summit & Expo

02-04 June 2010, Nairobi, Kenya

http://www.greenbusinessafricaexpo.com


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