*****
Here is the Carbon Manna news release that came out on MarketWire on 19 May 2009:
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html
Carbon Manna(C) Unlimited Announces Solar Manna(C) & Forest Manna(C), and Filing of a U.S. Patent Application for the Cell Phone-Based Carbon Micro-Profit-Sharing System
Sustainability, Corporate Social Responsibility (CSR), Reforestation, Micro-Entrepreneurialism, Women's Empowerment, Micro-Property Rights and Improved Family Health -- All Features of the Carbon Manna(C) System
SAN DIEGO, CA--(Marketwire - May 19, 2009) - Carbon Manna Unlimited, an international non-profit standards-setting organization, announced today new uniformity initiatives for solar-power projects in the Developing World -- Solar Manna©, as well as for reforestation projects -- Forest Manna©, which make use of the Carbon Manna© cell phone-based Micro-Profit-Sharing System.
Moreover, to exclude profiteers who would manipulate Carbon Manna projects for personal or corporate gain, a detailed provisional U.S. Patent application has been filed to provide a future legal framework for safeguarding the micro-property and micro-profit-sharing rights of poor families participating in Carbon Manna-certified programs.
The Carbon Manna system employs SMS (short message service) and unique identifiers that will allow millions of families in the Developing World to claim by mobile phone on a bi-weekly basis the carbon offsets they produce by converting to more efficient cooking methods such as a modern charcoal stove or solar cooker, instead of an inefficient 3-stone fire burning biomass. As a result, each family becomes a micro-profit center and is able to monetize directly its own contribution to mitigating global climate change, while also slowing regional deforestation and desertification, which are metastatic ecological scourges in Sub-Saharan Africa in particular.
Cell phone-based Carbon Manna projects may also include reforestation programs that sequester CO2 (Forest Manna©), as well as solar-powered lighting and village-level phone-recharging stations that reduce green house gas emissions (Solar Manna©), thus allowing entrepreneurial families to claim via cell phone two or three types of Carbon Micro Credits or Profits at the same time.
Most importantly, the Carbon Micro-Profit-Sharing System is NOT a form of self-limiting, debt-based microfinance; rather, courtesy of the US$100 billion global carbon-trading markets, it provides potentially unlimited and definitely immediate micro PROFITS to the Poor, and therefore is similar in concept to frequent-flyer miles, which are an asset, not a liability. Thus, Carbon Manna programs produce micro-assets (profits or savings) that may be used as micro-collateral in a traditional microfinance (loan) setting. In short, Carbon Manna provides a tenable basis for supersizing debt-based microfinance, which was awarded the Nobel Peace Prize in 2006.
Moreover, Carbon Micro Profits or Credits may be easily converted to cash, e-money, cell phone minutes/airtime, or any other non-inflatable store-of-value. And where mobile money transfer systems are available such as Safaricom's M-Pesa and Zain's ZAP systems in Kenya and Tanzania, every handset becomes an ATM, and cash may be withdrawn at thousands of stores and banks nationwide. Hence, Tanzania and Kenya, plus the other East African countries of Rwanda, Uganda, Malawi and Ethiopia, realistically offer a fertile ground for the rapid growth of Carbon Manna to the level of millions of families over the next five years.
"Because of the power and uniqueness of the Carbon Manna System and the potential for carbon-offset carpetbaggers to maliciously exploit it to violate the micro-property rights of the Poor, especially in Africa, on 24 April 2009 we filed a provisional U.S. Patent titled: Micro-Credit / Micro-Profit Sharing Method and System for Claiming and Monetizing Personal Emissions Reductions," remarked Tom Ichim, a board member of Carbon Manna Unlimited in San Diego.
For the same reason, Dr. Hong Ma, Executive Director of Carbon Manna Unlimited, stated: "To further ensure the fair treatment of poor families in the Developing World, in a white paper titled 'Carbon Manna Economic-Rewards Allocation Guidelines,' we have detailed economic and accounting ground rules for equitably sharing monetary gains from Carbon Manna programs. And because we directly and efficiently transfer payments wirelessly to participating families, we disintermediate all middlemen, minimize chances for graft, and maximize cash flows to the Poor."
Finally, David Palella, the Founder of Carbon Manna Unlimited, highlighted: "The cell phone-based Carbon Manna System represents an entirely novel form of microfinance, let us call it GigaFinance X.0, that uniquely utilizes markets-based mechanisms to address multiple topical themes including sustainability, corporate social responsibility (CSR), reforestation, micro-property rights, women's empowerment, micro-entrepreneurism and improved family health -- all in one elegantly scalable vehicle."
For corporate social responsibility (CSR), philanthropic, sponsorship or collaborative opportunities with Carbon Manna Unlimited and/or Carbon Manna Africa; or for speaker requests or celebrity inquiries; and to co-opt a sustainable and universally applicable micro-paradigm that can indeed quickly scale to benefit the "Next Billion" at the Base of the Pyramid, please contact:
David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California
tel: 858-793-0741
email: Email Contact
http://www.carbonmanna.org
Or:
Geoffrey Kiringa
President
CARBON MANNA AFRICA
Nairobi Kenya
cell: 011-254-721-922-135
email: Email Contact
Skype: geoffrey.kiringa
http://www.carbonmannaafrica.com
-------
Saturday, May 23, 2009
Thursday, May 7, 2009
Carbon Manna creates Micro-Profits, Micro-Assets & Micro-Collateral to salvage Microfamineance [ sic ]
*****
NOTA BENE:
### This post has been edited & expurgated for political correctness.
### And names have been changed to protect micromoaners from a horrible self-discovery.
### Even so, "professional" micromoaners may not want to enter this site without parental guidance.
*********** FOR YOUR EYES ONLY ! ***********
Micro Assets & Micro Collateral -- courtesy of the Carbon Micro Profit Sharing System (CMPSS)
Now every Poor Family qualifies for a Microfinance Loan ! -- whether they need it or not.
Here ! -- take my micro-debt, please !
Micro-savings = no save for microfinance -- Yurrrrr out! -- of money!
MicroDebt & MicroSavings = rental Port-a-Potties in a construction famine?
The cell-phone-based Carbon Micro Profit Sharing System (CMPSS) described at length in this blog enables poor families in the Developing World to directly monetize their carbon offsets realized from more efficient cooking equipment without the intervention or intercession of any intermediaries, except for their local CMPSS Project Manager.
All other parties such as charities, NGOs (non-governmental organizations) and MFIs (micro-finance institutions) are disintermediated, and all profits therefore rightly and righteously fall to the bottom line of the "Bottom of the Pyramid".
All profits that is, save for a reasonable project management fee paid to the local CMPSS Project Manager. And this fee scales down over the life of each project (3 - 5 years), such that a larger percentage of the money is paid directly to the participating families each year.
As a result of this ultimate, cell-phone-enabled, micro-trickledown economic model, every family participating in a Carbon Manna project now has micro-ASSETS -- assets from two sources:
(1) profits realized from their sold Carbon Micro Offsets, and
(2) even greater "profits" realized from savings on fuel from using their more efficient cookstove, which creates the offsets (50 - 70 % more efficient versus an open-pit fire).
The sum of these 2 cash flows for a typical family amounts to approximately US$ 90 - 150 per year. For folks living on US$ 1/day, this money is a godsend. A godsend called Carbon Manna.
But as a bone for the now disintermediated microfinance professionals worried about their careers -- take heart ! -- now every family participating in a Carbon Manna / CMPSS project has ...... Micro-COLLATERAL!
Bingo ! Ka-ching ! Ka-ching ! -- Now you can indebt them with little fear of default ! .......... Heavenly !
In short, courtesy of MFIs (microfinance institutions) desperate to preserve their now-archaic business models, I foresee a future, booming, unregulated MFI market in:
-->> Carbon Manna equity loans
-->> Carbon Manna pay-day loans
-->> Carbon Manna pawn shops
-->> Carbon Manna loan collection agencies
-->> Carbon Manna-backed micro-credit cards
-->> Carbon Manna collateralized debt obligations, and
-->> Carbon Manna credit default swaps.
Forgetting for now the MFI loan sharks and their usurious debt instruments, and looking at MFI's much-trumpeted micro-SAVINGS concept, the cash flows from each family's participation in a CMPSS program will now allow them for the first time to actually fund their micro-savings account. Previous efforts to establish giga-scale micro-savings programs for the proverbial and hallucinated "Next Billion" were effete and flaccid -- how can people living on US$ 1-2 / day set aside savings ? Duh !
Or how can they, even if their accounts are initially seeded with a few dollars by The Gates Foundation? Double duh ! The poorest Poor must often eat their seed corn to survive another day or week. Seeds in a Time of Famine are called "Food", and they no longer lead to growth. Nor to savings.
But now, in sum, the fruit of Carbon Manna is the saving grace for both microfinance/micro-debt and micro-savings. Carbon Manna will repay the first (debt) and fund the second (savings). For a very real, not imaginary, "Next Billion" (just as approximately 1 billion frequent-flyer-mile accounts now exist in the Developed World). All this without charity or debt. Courtesy of the US$ 100 billion global carbon markets.
Will MFI "professionals" drinking vintage-1980s group-think Kool-Aid wake up anytime soon to the Miracle of Carbon Manna ? And will their crippled business models of MicroDebt and MicroSavings become rental Port-a-Potties in the coming economic famine? -- unwanted, unused, un-rented -- empty thrones for long-dead kings wearing no clothes?
I challenge them all to look in a mirror and reflect deeply.
Ahhhhh ! -- I love the smell of Carbon Manna in the morning !
Very frankly yours,
David A. Palella
Chief Carbon Manna Visionary
CARBON MANNA UNLIMITED
San Diego, CA
tel: 858-793-0741
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
Join our Carbon Micro-Credits/Carbon Manna discussion groups:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
*****
NOTA BENE:
### This post has been edited & expurgated for political correctness.
### And names have been changed to protect micromoaners from a horrible self-discovery.
### Even so, "professional" micromoaners may not want to enter this site without parental guidance.
*********** FOR YOUR EYES ONLY ! ***********
Micro Assets & Micro Collateral -- courtesy of the Carbon Micro Profit Sharing System (CMPSS)
Now every Poor Family qualifies for a Microfinance Loan ! -- whether they need it or not.
Here ! -- take my micro-debt, please !
Micro-savings = no save for microfinance -- Yurrrrr out! -- of money!
MicroDebt & MicroSavings = rental Port-a-Potties in a construction famine?
The cell-phone-based Carbon Micro Profit Sharing System (CMPSS) described at length in this blog enables poor families in the Developing World to directly monetize their carbon offsets realized from more efficient cooking equipment without the intervention or intercession of any intermediaries, except for their local CMPSS Project Manager.
All other parties such as charities, NGOs (non-governmental organizations) and MFIs (micro-finance institutions) are disintermediated, and all profits therefore rightly and righteously fall to the bottom line of the "Bottom of the Pyramid".
All profits that is, save for a reasonable project management fee paid to the local CMPSS Project Manager. And this fee scales down over the life of each project (3 - 5 years), such that a larger percentage of the money is paid directly to the participating families each year.
As a result of this ultimate, cell-phone-enabled, micro-trickledown economic model, every family participating in a Carbon Manna project now has micro-ASSETS -- assets from two sources:
(1) profits realized from their sold Carbon Micro Offsets, and
(2) even greater "profits" realized from savings on fuel from using their more efficient cookstove, which creates the offsets (50 - 70 % more efficient versus an open-pit fire).
The sum of these 2 cash flows for a typical family amounts to approximately US$ 90 - 150 per year. For folks living on US$ 1/day, this money is a godsend. A godsend called Carbon Manna.
But as a bone for the now disintermediated microfinance professionals worried about their careers -- take heart ! -- now every family participating in a Carbon Manna / CMPSS project has ...... Micro-COLLATERAL!
Bingo ! Ka-ching ! Ka-ching ! -- Now you can indebt them with little fear of default ! .......... Heavenly !
In short, courtesy of MFIs (microfinance institutions) desperate to preserve their now-archaic business models, I foresee a future, booming, unregulated MFI market in:
-->> Carbon Manna equity loans
-->> Carbon Manna pay-day loans
-->> Carbon Manna pawn shops
-->> Carbon Manna loan collection agencies
-->> Carbon Manna-backed micro-credit cards
-->> Carbon Manna collateralized debt obligations, and
-->> Carbon Manna credit default swaps.
Forgetting for now the MFI loan sharks and their usurious debt instruments, and looking at MFI's much-trumpeted micro-SAVINGS concept, the cash flows from each family's participation in a CMPSS program will now allow them for the first time to actually fund their micro-savings account. Previous efforts to establish giga-scale micro-savings programs for the proverbial and hallucinated "Next Billion" were effete and flaccid -- how can people living on US$ 1-2 / day set aside savings ? Duh !
Or how can they, even if their accounts are initially seeded with a few dollars by The Gates Foundation? Double duh ! The poorest Poor must often eat their seed corn to survive another day or week. Seeds in a Time of Famine are called "Food", and they no longer lead to growth. Nor to savings.
But now, in sum, the fruit of Carbon Manna is the saving grace for both microfinance/micro-debt and micro-savings. Carbon Manna will repay the first (debt) and fund the second (savings). For a very real, not imaginary, "Next Billion" (just as approximately 1 billion frequent-flyer-mile accounts now exist in the Developed World). All this without charity or debt. Courtesy of the US$ 100 billion global carbon markets.
Will MFI "professionals" drinking vintage-1980s group-think Kool-Aid wake up anytime soon to the Miracle of Carbon Manna ? And will their crippled business models of MicroDebt and MicroSavings become rental Port-a-Potties in the coming economic famine? -- unwanted, unused, un-rented -- empty thrones for long-dead kings wearing no clothes?
I challenge them all to look in a mirror and reflect deeply.
Ahhhhh ! -- I love the smell of Carbon Manna in the morning !
Very frankly yours,
David A. Palella
Chief Carbon Manna Visionary
CARBON MANNA UNLIMITED
San Diego, CA
tel: 858-793-0741
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
Join our Carbon Micro-Credits/Carbon Manna discussion groups:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
*****
Sunday, April 26, 2009
Carbon Manna Unlimited updates for April 2009
*****
Provisional U.S. Patent filed on the Carbon Manna System
"Carbon Manna Economic-Rewards Allocation Guidelines" finalized
The "CarbonManna" channel on Youtube.com -- now in studio production
(1) Provisional U.S. Patent filed on the Carbon Manna System:
On 24 April 2009 we filed an 18-page provisional U.S. Patent on the Carbon Manna / Carbon Micro Credit system entitled:
"Micro-Credit / Micro-Profit Sharing Method & System for Claiming and Monetizing Personal Emissions Reductions"
Our sole reason for filing the application is to exclude copy cats who might implement bogus “Carbon Manna” programs with the surreptitious aim of exploiting the Poor. Malicious copy cats will be prosecuted to the full extent of the Law.
On the other hand, we don’t mind if copy cats do indeed copy us faithfully. That’s welcome. We want Carbon Manna to be an “open source” solution to global poverty.
And don't ask us if we profit from Carbon Manna programs worldwide. Manna is God's gift; it cannot be sold or bought.
(2) Carbon Manna Economic-Rewards Allocation Guidelines finalized:
In a related vein, detailed economic and accounting ground rules for sharing economic rewards in a Carbon Manna program have been finalized in a white paper entitled:
"Carbon Manna Economic-Rewards Allocation Guidelines --
Fairness Standards for Carbon Micro-Profit-Sharing Projects".
For the time being, this paper will remain confidential, but it is available upon signature of a 5-year CDA / NDA (secrecy agreement). If you are deadly serious about imminently implementing a Carbon Manna program in your country and you are a knowledgeable accountant / economist or have access to such expertise, please contact us to receive our draft CDA / NDA.
No idle eco-Looky Lou's or drive-by microfinance gawkers with Carbon Manna venus envy need apply. Only serious and seriously-qualified inquiries will be entertained. Be prepared for an FBI background check and breathalyzer test. All microfinance "professionals" that cannot "get it" within 5 minutes due to previous non-profit group-think Kool-Aid will get the Neuralyzer.
(3) "CarbonManna" channel reserved on Youtube.com:
The "CarbonManna" channel has been reserved on Youtube.com, so watch for our upcoming video series on how Carbon Manna and Carbon Micro Profit Sharing will drive a 32-ounce marbled steak into the calcified and cholesterol-filled heart of microdysfinance [sic, sic]. And finally:
(4) Carbon Manna web site updated:
The web site has been updated extensively by Ms./Dr. Hong Ma, the Co-founder of Carbon Manna Unlimited, so please visit us again at:
-->> http://www.carbonmanna.org
Globally & warmly yours,
David A. Palella
Chief Carbon Manna Architect
CARBON MANNA UNLIMITED
San Diego, CA
tel: 858-793-0741
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
Join our Carbon Micro-Credits/Carbon Manna discussion groups:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
*****
Provisional U.S. Patent filed on the Carbon Manna System
"Carbon Manna Economic-Rewards Allocation Guidelines" finalized
The "CarbonManna" channel on Youtube.com -- now in studio production
(1) Provisional U.S. Patent filed on the Carbon Manna System:
On 24 April 2009 we filed an 18-page provisional U.S. Patent on the Carbon Manna / Carbon Micro Credit system entitled:
"Micro-Credit / Micro-Profit Sharing Method & System for Claiming and Monetizing Personal Emissions Reductions"
Our sole reason for filing the application is to exclude copy cats who might implement bogus “Carbon Manna” programs with the surreptitious aim of exploiting the Poor. Malicious copy cats will be prosecuted to the full extent of the Law.
On the other hand, we don’t mind if copy cats do indeed copy us faithfully. That’s welcome. We want Carbon Manna to be an “open source” solution to global poverty.
And don't ask us if we profit from Carbon Manna programs worldwide. Manna is God's gift; it cannot be sold or bought.
(2) Carbon Manna Economic-Rewards Allocation Guidelines finalized:
In a related vein, detailed economic and accounting ground rules for sharing economic rewards in a Carbon Manna program have been finalized in a white paper entitled:
"Carbon Manna Economic-Rewards Allocation Guidelines --
Fairness Standards for Carbon Micro-Profit-Sharing Projects".
For the time being, this paper will remain confidential, but it is available upon signature of a 5-year CDA / NDA (secrecy agreement). If you are deadly serious about imminently implementing a Carbon Manna program in your country and you are a knowledgeable accountant / economist or have access to such expertise, please contact us to receive our draft CDA / NDA.
No idle eco-Looky Lou's or drive-by microfinance gawkers with Carbon Manna venus envy need apply. Only serious and seriously-qualified inquiries will be entertained. Be prepared for an FBI background check and breathalyzer test. All microfinance "professionals" that cannot "get it" within 5 minutes due to previous non-profit group-think Kool-Aid will get the Neuralyzer.
(3) "CarbonManna" channel reserved on Youtube.com:
The "CarbonManna" channel has been reserved on Youtube.com, so watch for our upcoming video series on how Carbon Manna and Carbon Micro Profit Sharing will drive a 32-ounce marbled steak into the calcified and cholesterol-filled heart of microdysfinance [sic, sic]. And finally:
(4) Carbon Manna web site updated:
The web site has been updated extensively by Ms./Dr. Hong Ma, the Co-founder of Carbon Manna Unlimited, so please visit us again at:
-->> http://www.carbonmanna.org
Globally & warmly yours,
David A. Palella
Chief Carbon Manna Architect
CARBON MANNA UNLIMITED
San Diego, CA
tel: 858-793-0741
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
Join our Carbon Micro-Credits/Carbon Manna discussion groups:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
*****
Monday, April 13, 2009
"Carbon Micro Credits" -- A Genealogy & Ontogeny
*****
Hello Everyone,
On 11 April 2009, Otto Newhouse made a nice and informative post on our Facebook page about my using the term "Carbon Micro Credits" first, which I reproduce down below, and which I replied to there. But I also reproduce here my response to him for your information:
Hello Otto !
Thank you for your kind post. Great minds think alike.
And to be fair and transparent, to my knowledge two other people/groups used the term, or a variation thereof, of "Carbon Micro Credit" before -- some academics at the University of Wollongong in Australia, and one blogger who made a one-paragraph post 18 - 24 months ago, about the same time I was registering a few hundred domain names related to carbon credits, including: http://www.CarbonMicroCredit.com -- which I still own.
The academics sole line of discussion was that supercomputers or the expansion of computing power would make it possible to keep track of micro carbon credits. But their focus was on micro credits for rich consumers in developed countries who changed their energy-consumption level, such as by adding insulation to their homes.
And the one-shot one-paragraph blogger said utility companies in the U.S. would offer carbon micro credits to customers who, for example, bought an energy-efficient refrigerator. But that's all he wrote; end of story.
So, to emphasize, none of these people/groups ever mentioned using Carbon Micro Credits in the Developing World, where only a "micro" something has real value to the recipients (the Poor) anyway.
No one else ever proposed to use a cell phone and SMS messages as the information technology base to lower transaction costs almost to zero.
No one else ever proposed to redeem/monetize Carbon Micro Credits with cell phone minutes as the payment form or currency.
No one else ever took a markets-driven approach based on PRE-selling Carbon MACRO Credits -- the aggregated and crowd-sourced Carbon Micro Credits -- in order to secure all the needed start-up capital to fund a large-scale carbon micro-offset program including 1,000s or 10s of thousands of families.
Etc. Etc.
In sum, Carbon Micro Credits as defined under the Carbon Manna paradigm are very very unique. And close to large-scale implementation in 2 districts in Western Kenya. Not to contradict King Solomon in Ecclesiastes, but there are some new things under the sun.
Thanks again for posting here. If you send me your email address, I will forward our Carbon Manna PowerPoint presentation to you.
Globally & warmly yours, David
David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California
cell: 619-787-5767
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
-------------------------------
Otto Newhouse wrote at 8:19pm on April 11th, 2009
Hi David, ---
Recently started a discussion on openmoney.ning with folks who develop platforms for targeted complementary currencies:
http://openmoney.ning.com/forum/topics/micro-carboncredit
The idea that is developing there is to apply a bottom-up micro-market for ANY type of energy efficient verified deep ecology micro-act and we use the term "micro carbon-credit" for a want of a better term, such as "micro resourcefulness-credit" which is a tad tedious to get used to and might still not give the full picture.
Since then I have been actively seeking out complimentary ideas, stumbled on your carbonmanna and find it pretty inspirational. It is my duty to admit your primacy to the term of Carbon Micro-credit, though non of us I believe knew about your initiative before. And it may serve as a matter of pride for your innovative concept, that others independently came to the same conclusion, that such credits can only really work from the bottom up in small but growing measures.
Warmly, Otto Newhouse
From: http://www.facebook.com/group.php?gid=52270598714
*****
Hello Everyone,
On 11 April 2009, Otto Newhouse made a nice and informative post on our Facebook page about my using the term "Carbon Micro Credits" first, which I reproduce down below, and which I replied to there. But I also reproduce here my response to him for your information:
Hello Otto !
Thank you for your kind post. Great minds think alike.
And to be fair and transparent, to my knowledge two other people/groups used the term, or a variation thereof, of "Carbon Micro Credit" before -- some academics at the University of Wollongong in Australia, and one blogger who made a one-paragraph post 18 - 24 months ago, about the same time I was registering a few hundred domain names related to carbon credits, including: http://www.CarbonMicroCredit.com -- which I still own.
The academics sole line of discussion was that supercomputers or the expansion of computing power would make it possible to keep track of micro carbon credits. But their focus was on micro credits for rich consumers in developed countries who changed their energy-consumption level, such as by adding insulation to their homes.
And the one-shot one-paragraph blogger said utility companies in the U.S. would offer carbon micro credits to customers who, for example, bought an energy-efficient refrigerator. But that's all he wrote; end of story.
So, to emphasize, none of these people/groups ever mentioned using Carbon Micro Credits in the Developing World, where only a "micro" something has real value to the recipients (the Poor) anyway.
No one else ever proposed to use a cell phone and SMS messages as the information technology base to lower transaction costs almost to zero.
No one else ever proposed to redeem/monetize Carbon Micro Credits with cell phone minutes as the payment form or currency.
No one else ever took a markets-driven approach based on PRE-selling Carbon MACRO Credits -- the aggregated and crowd-sourced Carbon Micro Credits -- in order to secure all the needed start-up capital to fund a large-scale carbon micro-offset program including 1,000s or 10s of thousands of families.
Etc. Etc.
In sum, Carbon Micro Credits as defined under the Carbon Manna paradigm are very very unique. And close to large-scale implementation in 2 districts in Western Kenya. Not to contradict King Solomon in Ecclesiastes, but there are some new things under the sun.
Thanks again for posting here. If you send me your email address, I will forward our Carbon Manna PowerPoint presentation to you.
Globally & warmly yours, David
David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California
cell: 619-787-5767
email: dpalella@san.rr.com
http://www.carbonmanna.org
http://carbonmanna.blogspot.com
-------------------------------
Otto Newhouse wrote at 8:19pm on April 11th, 2009
Hi David, ---
Recently started a discussion on openmoney.ning with folks who develop platforms for targeted complementary currencies:
http://openmoney.ning.com/forum/topics/micro-carboncredit
The idea that is developing there is to apply a bottom-up micro-market for ANY type of energy efficient verified deep ecology micro-act and we use the term "micro carbon-credit" for a want of a better term, such as "micro resourcefulness-credit" which is a tad tedious to get used to and might still not give the full picture.
Since then I have been actively seeking out complimentary ideas, stumbled on your carbonmanna and find it pretty inspirational. It is my duty to admit your primacy to the term of Carbon Micro-credit, though non of us I believe knew about your initiative before. And it may serve as a matter of pride for your innovative concept, that others independently came to the same conclusion, that such credits can only really work from the bottom up in small but growing measures.
Warmly, Otto Newhouse
From: http://www.facebook.com/group.php?gid=52270598714
*****
Sunday, March 29, 2009
Welcome to CARBON MANNA UNLIMITED
*****
Home of CARBON MANNA & the Cell-phone-based:
--> Carbon Micro Credit (CMC)
--> or the Carbon Micro-Profit-Sharing System (CMPSS)
And:
--> the Foreign-Aid Micro Credit (FAMC)
Please visit our web site & related web pages:
http://www.carbonmanna.org
The Carbon Micro-Credits / Carbon Manna groups on:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
-->> http://www.cooltribe.com/member/david-a-palella
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html
http://sustainableenergyinafrica.ning.com/profile/DavidPalella
http://community.keithferrazzi.com/profile/DavidPalella
Primary Contact:
--------------------
David A. Palella
Chief Micro Carbon Megalomaniac
CARBON MANNA UNLIMITED
San Diego, CA
cell: 619-787-5767
email: dpalella@san.rr.com
*****
Home of CARBON MANNA & the Cell-phone-based:
--> Carbon Micro Credit (CMC)
--> or the Carbon Micro-Profit-Sharing System (CMPSS)
And:
--> the Foreign-Aid Micro Credit (FAMC)
Please visit our web site & related web pages:
http://www.carbonmanna.org
The Carbon Micro-Credits / Carbon Manna groups on:
-->> http://www.linkedin.com/e/vgh/1794312/
-->> http://www.facebook.com/group.php?gid=52270598714
-->> http://www.cooltribe.com/member/david-a-palella
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html
http://sustainableenergyinafrica.ning.com/profile/DavidPalella
http://community.keithferrazzi.com/profile/DavidPalella
Primary Contact:
--------------------
David A. Palella
Chief Micro Carbon Megalomaniac
CARBON MANNA UNLIMITED
San Diego, CA
cell: 619-787-5767
email: dpalella@san.rr.com
*****
Monday, March 23, 2009
The Foreign-Aid Micro Credit (FAMC) -- Micronizing Foreign Aid for Mega Impact
*****
Concepts Foreign to Foreign-Aid Jingoists -- & Micro-moaners ! -- Disintermediation, Self-determination & the "Invisible Hand" of the Poor "Consumer" in Africa
Now you see it, now you don't ! -- "A billion here, a billion there, before you know it, you're talking about real money." -- Ronald Reagan
A recent article in The Wall Street Journal vindicates again my "other invention" -- the cell-phone-based Foreign-Aid Micro Credit (FAMC) -- about which I have written at length in this blog before:
"The Foreign-Aid Micro Credit (FAMC)"
[ 13 December 2008 ]
http://carbonmanna.blogspot.com/2008/12/foreign-aid-micro-credit-famc.html
"The Foreign-Aid Micro Credit in a Time of Famine"
[ 19 December 2008 ]
http://carbonmanna.blogspot.com/2008/12/foreign-aid-micro-credit-revisited.html
"The Foreign-aid Micro Credit (FAMC) -- U.S. Marines style"
[ 31 January 2009 ]
http://carbonmanna.blogspot.com/2009/01/foreign-aid-micro-credit-famc-us.html
Here are some quotes from The Wall Street Journal article:
"Why Foreign Aid Is Hurting Africa" -- 21 March 2009
By Dambisa Moyo -- The Wall Street Journal
"Money from rich countries has trapped many African nations in a cycle of corruption, slower economic growth and poverty. Cutting off the flow would be far more beneficial, says Dambisa Moyo."
"Dambisa Moyo, a former economist at Goldman Sachs, is the author of 'Dead Aid: Why Aid Is Not Working and How There Is a Better Way for Africa'."
"Over the past 60 years at least $1 trillion of development-related aid has been transferred from rich countries to Africa. Yet real per-capita income today is lower than it was in the 1970s, and more than 50% of the population -- over 350 million people -- live on less than a dollar a day, a figure that has nearly doubled in two decades."
Reference: http://online.wsj.com/article/SB123758895999200083.html
http://online.wsj.com/article/SB123758895999200083-email.html
---------------------------
My proposed cell-phone-based Foreign-Aid Micro Credit could eliminate 80 - 95 % of the opportunities for graft, theft and fraud in the dispensation of Foreign Aid. Intercepted any photons lately to steal your neighbors on-line banking transactions ? Not likely, even among the sophisticated electronic apparatchiks, digeratti, cognoscenti and uber-mobilemeisters in America & Europe. Hence, the chance in Africa of electronic interception and theft of 1,000s or 10s of thousands of Foreign-Aid Micro-Credit balances sent in-country or directly from overseas banks & governments is almost nil. Zero.
Would 1,000s or 10s of thousands or 100s of thousands of African consumers with cell phones in hand with cash balances received directly from Britain, the U.S. Government, the IMF or the World Bank make better investment and consumption decisions than Generalissimo Dictator Mbenganyakinkisosubaboboloco and his henchmen in African country XYZbia? A few percent of the families might buy beer. But most would buy the first shoes ever for their kids. Others might send their kids to school for the first time because even elementary schools charge tuition in Africa. Others might buy a goat or a cow that produces milk for years. Etc. Etc.
What would Generalissimo Dictator Mbenganyakinkisosubaboboloco do? He would steal the entire foreign-aid balance as soon as it was wired in to his central bank, as recently happened to 100s of millions of dollars of IMF loans to the Ukraine. Or, he would undertake a single infrastructure project such as damming a Nile River tributary ostensibly to produce hydroelectric power because he knows his buddies at all the cement, construction and engineering companies will pay him a 20 % kick-back. And so the Cycle of African Foreign-Aid dysKarma repeats itself, as it has for the past 60 years. As Dambisa Moyo writes above.
Not to mention ! -- You don't like dictators damming Nile tributaries ? Understood. So what is the chance that 10s or 100s of thousands of Poor African Families might make micro-investment and micro-consumption decisions that would displease you? Again, almost nil. Zero.
So how to securely deliver a US$ 20 or $100 or $250 Foreign-Aid Micro Credit to 100s of thousands Poor Africans in an afflicted country or zone ? Please re-read the 3 earlier and detailed posts above, and please note this recent photo caption from our Facebook group:
"When US Airways flight 1549 splash-landed on the Hudson River on 15 January 2009, the US Airways emergency-response team showed up a few hours later with dry clothes for the passengers and mobile phones like this Kyocera KE433 prepaid cell phone already loaded with paid airtime and a pre-assigned telephone number. Sound like a drug smuggler's dream come true? Yes, but it's also the exact delivery vehicle needed for the Foreign-aid Micro Credit (FAMC) that I have described several times on my Carbon Manna blog: http://carbonmanna.blogspot.com. Photonic delivery of foreign-aid in "micro" amounts will frustrate graft, fraud and corrupt foreign governments. In sum, disintermediating, cell-phone-based delivery of micro credits has many revolutionary applications."
--->> http://www.facebook.com/group.php?gid=52270598714
Will the career bureaucrats at the IMF, USAID, the World Bank, the U.N., and the NGOs, charities & foundations "like dust" throughout Africa ever learn to "Think different" ? Will they instinctually yearn to disintermediate themselves out of a job, their generous pensions, sinecures, honoraria and lifetime healthcare benefits ? Hee, hee. Silly you.
Therefore:
"You must be the change you wish to see in the world." -- Mahatma Gandhi
Take action today to do your iota to free Africa from Dante's Inferno of government-administered foreign aid. History awaits you. And me.
Very historically yours,
David A. Palella
Chief Credit Micronizer
CARBON MANNA UNLIMITED
San Diego, CA
cell: 619-787-5767
email: dpalella@san.rr.com
http://carbonmanna.blogspot.com
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html
Carbon Micro-Credits / Carbon Manna groups on:
--->> http://www.linkedin.com/e/vgh/1794312/
--->> http://www.facebook.com/group.php?gid=52270598714
http://community.keithferrazzi.com/profile/DavidPalella
*****
Concepts Foreign to Foreign-Aid Jingoists -- & Micro-moaners ! -- Disintermediation, Self-determination & the "Invisible Hand" of the Poor "Consumer" in Africa
Now you see it, now you don't ! -- "A billion here, a billion there, before you know it, you're talking about real money." -- Ronald Reagan
A recent article in The Wall Street Journal vindicates again my "other invention" -- the cell-phone-based Foreign-Aid Micro Credit (FAMC) -- about which I have written at length in this blog before:
"The Foreign-Aid Micro Credit (FAMC)"
[ 13 December 2008 ]
http://carbonmanna.blogspot.com/2008/12/foreign-aid-micro-credit-famc.html
"The Foreign-Aid Micro Credit in a Time of Famine"
[ 19 December 2008 ]
http://carbonmanna.blogspot.com/2008/12/foreign-aid-micro-credit-revisited.html
"The Foreign-aid Micro Credit (FAMC) -- U.S. Marines style"
[ 31 January 2009 ]
http://carbonmanna.blogspot.com/2009/01/foreign-aid-micro-credit-famc-us.html
Here are some quotes from The Wall Street Journal article:
"Why Foreign Aid Is Hurting Africa" -- 21 March 2009
By Dambisa Moyo -- The Wall Street Journal
"Money from rich countries has trapped many African nations in a cycle of corruption, slower economic growth and poverty. Cutting off the flow would be far more beneficial, says Dambisa Moyo."
"Dambisa Moyo, a former economist at Goldman Sachs, is the author of 'Dead Aid: Why Aid Is Not Working and How There Is a Better Way for Africa'."
"Over the past 60 years at least $1 trillion of development-related aid has been transferred from rich countries to Africa. Yet real per-capita income today is lower than it was in the 1970s, and more than 50% of the population -- over 350 million people -- live on less than a dollar a day, a figure that has nearly doubled in two decades."
Reference: http://online.wsj.com/article/SB123758895999200083.html
http://online.wsj.com/article/SB123758895999200083-email.html
---------------------------
My proposed cell-phone-based Foreign-Aid Micro Credit could eliminate 80 - 95 % of the opportunities for graft, theft and fraud in the dispensation of Foreign Aid. Intercepted any photons lately to steal your neighbors on-line banking transactions ? Not likely, even among the sophisticated electronic apparatchiks, digeratti, cognoscenti and uber-mobilemeisters in America & Europe. Hence, the chance in Africa of electronic interception and theft of 1,000s or 10s of thousands of Foreign-Aid Micro-Credit balances sent in-country or directly from overseas banks & governments is almost nil. Zero.
Would 1,000s or 10s of thousands or 100s of thousands of African consumers with cell phones in hand with cash balances received directly from Britain, the U.S. Government, the IMF or the World Bank make better investment and consumption decisions than Generalissimo Dictator Mbenganyakinkisosubaboboloco and his henchmen in African country XYZbia? A few percent of the families might buy beer. But most would buy the first shoes ever for their kids. Others might send their kids to school for the first time because even elementary schools charge tuition in Africa. Others might buy a goat or a cow that produces milk for years. Etc. Etc.
What would Generalissimo Dictator Mbenganyakinkisosubaboboloco do? He would steal the entire foreign-aid balance as soon as it was wired in to his central bank, as recently happened to 100s of millions of dollars of IMF loans to the Ukraine. Or, he would undertake a single infrastructure project such as damming a Nile River tributary ostensibly to produce hydroelectric power because he knows his buddies at all the cement, construction and engineering companies will pay him a 20 % kick-back. And so the Cycle of African Foreign-Aid dysKarma repeats itself, as it has for the past 60 years. As Dambisa Moyo writes above.
Not to mention ! -- You don't like dictators damming Nile tributaries ? Understood. So what is the chance that 10s or 100s of thousands of Poor African Families might make micro-investment and micro-consumption decisions that would displease you? Again, almost nil. Zero.
So how to securely deliver a US$ 20 or $100 or $250 Foreign-Aid Micro Credit to 100s of thousands Poor Africans in an afflicted country or zone ? Please re-read the 3 earlier and detailed posts above, and please note this recent photo caption from our Facebook group:
"When US Airways flight 1549 splash-landed on the Hudson River on 15 January 2009, the US Airways emergency-response team showed up a few hours later with dry clothes for the passengers and mobile phones like this Kyocera KE433 prepaid cell phone already loaded with paid airtime and a pre-assigned telephone number. Sound like a drug smuggler's dream come true? Yes, but it's also the exact delivery vehicle needed for the Foreign-aid Micro Credit (FAMC) that I have described several times on my Carbon Manna blog: http://carbonmanna.blogspot.com. Photonic delivery of foreign-aid in "micro" amounts will frustrate graft, fraud and corrupt foreign governments. In sum, disintermediating, cell-phone-based delivery of micro credits has many revolutionary applications."
--->> http://www.facebook.com/group.php?gid=52270598714
Will the career bureaucrats at the IMF, USAID, the World Bank, the U.N., and the NGOs, charities & foundations "like dust" throughout Africa ever learn to "Think different" ? Will they instinctually yearn to disintermediate themselves out of a job, their generous pensions, sinecures, honoraria and lifetime healthcare benefits ? Hee, hee. Silly you.
Therefore:
"You must be the change you wish to see in the world." -- Mahatma Gandhi
Take action today to do your iota to free Africa from Dante's Inferno of government-administered foreign aid. History awaits you. And me.
Very historically yours,
David A. Palella
Chief Credit Micronizer
CARBON MANNA UNLIMITED
San Diego, CA
cell: 619-787-5767
email: dpalella@san.rr.com
http://carbonmanna.blogspot.com
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html
Carbon Micro-Credits / Carbon Manna groups on:
--->> http://www.linkedin.com/e/vgh/1794312/
--->> http://www.facebook.com/group.php?gid=52270598714
http://community.keithferrazzi.com/profile/DavidPalella
*****
Friday, February 27, 2009
"Only believe, and the Carbon Manna shall be made well"
*****
Hello Everyone,
Just to set some ground rules, BEFORE putting up any comments on this blog, first read allll 100 ++ pages of it.
Then you have earned the right to ask an INFORMED question that is NOT repetitive.
Also, I do not want to hear from "skeptical" people. As I have written in this blog a few times, "skepticism is the luxury of a full stomach". I want all skeptical people to read, in particular, this post below:
http://carbonmanna.blogspot.com/2008/12/all-you-can-eat-micro-carbon-buffet.html
If you lived on a calorie-restricted diet for a few weeks or months, then your "willing suspension of disbelief" about Carbon Manna would increase dramatically, and "skeptical" would not be a word you even know.
Also, no one at Carbon Manna Unlimited makes any profit on the backs of The Poor, nor do we take any food from the mouths of The Hungry in Africa and elsewhere. So, please, no more questions about any business arrangements behind this Noble & Nobel-caliber Effort.
Finally, again for the "skeptical" Doubting Thomases out there, let me echo Christ when he healed the supplicant's dying daughter at a distance: "Only believe, and the Carbon Micro Credits shall be made well."
"But when Jesus heard this, He answered him, 'Do not be afraid any longer; only believe, and she will be made well'." -- Luke 8:50
Globally & Warmly yours,
David Palella
Chief Carbon Evangelist
CARBON MANNA UNLIMITED
San Diego, California
*****
Hello Everyone,
Just to set some ground rules, BEFORE putting up any comments on this blog, first read allll 100 ++ pages of it.
Then you have earned the right to ask an INFORMED question that is NOT repetitive.
Also, I do not want to hear from "skeptical" people. As I have written in this blog a few times, "skepticism is the luxury of a full stomach". I want all skeptical people to read, in particular, this post below:
http://carbonmanna.blogspot.com/2008/12/all-you-can-eat-micro-carbon-buffet.html
If you lived on a calorie-restricted diet for a few weeks or months, then your "willing suspension of disbelief" about Carbon Manna would increase dramatically, and "skeptical" would not be a word you even know.
Also, no one at Carbon Manna Unlimited makes any profit on the backs of The Poor, nor do we take any food from the mouths of The Hungry in Africa and elsewhere. So, please, no more questions about any business arrangements behind this Noble & Nobel-caliber Effort.
Finally, again for the "skeptical" Doubting Thomases out there, let me echo Christ when he healed the supplicant's dying daughter at a distance: "Only believe, and the Carbon Micro Credits shall be made well."
"But when Jesus heard this, He answered him, 'Do not be afraid any longer; only believe, and she will be made well'." -- Luke 8:50
Globally & Warmly yours,
David Palella
Chief Carbon Evangelist
CARBON MANNA UNLIMITED
San Diego, California
*****
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