...

--- As predicted 4 years ago by Carbon Manna Unlimited using the new term "Foreign Aid Micro Credit" (FAMC): “Mobile Money Helps To Address Food Shortages In Malawi” --- Hello Carbon Manna(sm) Friends & Family -- As predicted by me 4 years ago in December 2008 on this very same blog, mobile money transfers are being used today [ finally ] to mitigate the pernicious effects of famine in Africa. Here is my detailed prediction / vision: --- "The Foreign-Aid Micro Credit in a Time of Famine" [ 19 December 2008 ] http://carbonmanna.blogspot.com/2008/12/foreign-aid-micro-credit-revisited.html --- And here is this week's news from Malawi reifying (making concrete) my suppositions from 2008 : --- “Mobile Money Helps To Address Food Shortages In Malawi” December 27, 2012 "The United Nations World Food Programme (WFP) has joined forces with the Government of Malawi and mobile telecommunications company Airtel to launch an innovative cash transfer programme to help more than 100,000 people affected by food shortages in central and southern Malawi.  Funding for the initiative is being provided by UKAID [ DFID ]." ... http://www.mobilemoneyafrica.com/details.php?post_id=944 ----- In sum & in short, in the coming years History will validate my premature speculations from loooong ago in this 300-page blog of mine many times. So to see the Future, browse my "War and Peace" chronicle of the failings of traditional "microfinance", which means high-interest-rate micro-debt, which means micro-enslavement: -->> http://carbonmanna.blogspot.com And do join and contribute to the analogous LinkedIn group: -->> Carbon Micro Credits / Carbon Manna group: -->> http://www.linkedin.com/e/vgh/1794312/ Globally & warmly yours for the Year of the Snake [ 2013 ], David Palella David A. Palella Founder [ Emeritus, Retired ] CARBON MANNA(sm) UNLIMITED San Diego, California cell: 619-787-5767 email: dpalella@gmail.com http://www.linkedin.com/in/davidpalella [ 9,500+ connections, 900+ endorsements ] web site: http://www.carbonmanna.org blog: http://carbonmanna.blogspot.com Carbon Micro Credits / Carbon Manna group on LinkedIn: http://www.linkedin.com/e/vgh/1794312/ Wall Street Journal article: "Power out of Africa" [ cf. pp. 3-4 ] http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM) http://www.prweb.com/releases/2010/04/prweb3908584.htm ---------

Sharing carbon-offset monetary gains via the cell-phone-based, micro-PROFIT-sharing Carbon Manna(sm) System is the next wave in ...

---

Sharing carbon-offset monetary gains via the cell-phone-based, micro-PROFIT-sharing Carbon Manna(sm) System is the next wave in environmental micro-entrepreneurism


Cell-phone-based, Micro-PROFIT-sharing is the moral high ground when implementing carbon-offset projects in the Developing World.

And now, an exemplary project in the news worthy of high praise:


"Barclays, Jaguar Buy Ghanaian CO2 Credits, ClimateCare Says"

Bloomberg.com - Feb 07, 2012


"Barclays Plc and Jaguar Land Rover have bought carbon credits from a Ghanaian project that uses faster-cooking stoves to burn less fuel, according to ClimateCare, an emissions-reduction project developer.

"ClimateCare sold some credits last week at 11 euros ($14.55) a metric ton, Edward Hanrahan, a founder and director of ClimateCare, said in a telephone interview. Barclays, Land Rover and CDC Group Plc, Britain’s development finance unit, are among buyers from the project, he said.

“ClimateCare helped open up carbon funding to cook stoves and we believe this is just the start of what we can achieve in tackling climate change and poverty together through intelligent carbon and development finance,” Hanrahan said in an e-mailed statement. The Oxford, England-based company was taken private in August after a management buyout from JPMorgan Chase & Co. (JPM)."

...

http://www.bloomberg.com/news/2012-02-07/ghana-stove-project-gets-first-carbon-credits-climatecare-says.html

---

http://www.climatecare.org/about/news/GhanaStoves/

---

See also:

http://www.environmental-finance.com/news/view/2282

---

http://keliseward.blogspot.com/2012/02/ghana-stove-project-gets-first-carbon.html

---

Globally & warmly yours,

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

Web site: http://www.carbonmanna.org
Blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/


Wall Street Journal article: "Power out of Africa"

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html

The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)

http://www.prweb.com/releases/2010/04/prweb3908584.htm


------

Khan Academy of Karbon Kapacity Building Needed for Afrika

--

Khan Academy of Carbon Capacity Building Needed for Africa

Tele-learning or Distance Education ? -- the solution for Carbon Projects training in Africa ?


Ethnocentric WASP (white Anglo-Saxon Protestant) carbon experts in North America and Europe often say that Africans are not yet qualified to accredit and verify / audit carbon-offset projects on their own continent because Africans do not yet have the "capacity" to do so.

This is "development" world speak for: "We're still smarter / better educated than you are."

So the fastest solution ? -- a Khan Academy for carbon projects training in Africa.

The training courses could be available on the internet, on good old-fashioned CD-ROMS, on DVDs, or via satellite TV or iPhone downloads from the Apple iTunes store, or via 99-cent downloads from Amazon.com -- whatever, the distribution method does not matter.

And these major American corporations could / should even provide the downloads / content free to I.P. (internet protocol) addresses in Africa.

The U.S.-based Khan Academy (founded by a 2nd-generation Bangladeshi-American) offers an excellent analog / model for those carbon offset practitioners in Africa wishing to emancipate themselves from the domination of the Western carbon-credit accreditation and auditing organizations -- whether those dominators are NGOs or non-profit or for-profit organizations.

Hey ! -- we're experts too !!

This simple phrase was the initial basis of the founding of every carbon project accreditation and auditing organization in the West. They just faked it until they made it, as a female billionaire entrepreneur in America said 40 years ago (Mary Kay).

For inspiration, reference:

http://www.khanacademy.org

The video channel: http://www.youtube.com/user/khanacademy

On Wikipedia: http://en.wikipedia.org/wiki/Khan_Academy

---

Globally & warmly yours,

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

Web site: http://www.carbonmanna.org
Blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/


Wall Street Journal article: "Power out of Africa"

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html


-----

An independent Carbon-Projects Accreditation agency in Africa ? -- an idea whose time is past due !

---

An Emancipation Proclamation for Control of Carbon Projects Certification by Africans themselves


If you have **sincere** interest in participating in the founding of an independent Carbon-Project Accreditation agency in Africa to break the oligopoly of Europeans & Americans who think they are the only carbon experts in the world, then do contact my friends in Ethiopia organizing this effort first proposed by me 2 - 3 years ago:


Mr. Mika TURPEINEN
CEO
Swan Management Plc &
Senior Advisor for Gaia Consulting Oy
Radio Fana Building, 6th Floor
POB 42448
Addis Ababa
ETHIOPIA

cell (Ethopia): +251 912 603 487
tel (Ethiopia): +251 911 563 209
tel (Finland): +358 400 235 423
email: mika.turpeinen@swanmanagement.net, mika.turpeinen@gaia.fi
web site #1: http://www.gaia.fi
web site #2: http://www.swanmanagement.net
profile: http://www.linkedin.com/pub/mika-turpeinen/2/428/98b


Mr. Moges GORFE
Executive Director
The RATSON HOME
Women, Youth & Children Development Program
Debrezite Town
ETHIOPIA

cell: +251-091 140 0384
office: +251-0114 33 9029
email: mgorfe@yahoo.com
profile #1: http://www.linkedin.com/profile/view?id=74104384
profile #2: http://www.linkedin.com/pub/moges-gorfe/20/998/594


Those of you in the U.S. may find it easier to contact:


Mr. Kebede GASHAW
Founder/CEO & Managing Member
EthAmCo & Organics Ethiopia LLC
[ EthAmCo = Ethiopian American Company ] &
Director
Int'l Business Development
The Morning Star Company

9245 Laguna Springs Drive
Suite 200
Elk Grove, CA 95758
[ Sacramento, California area ]

tel: 916.509.7207
cell: 916-801-1736
fax: 916.509.7001

email: kdgashaw@ethamco.com
http://www.ethamco.com
http://www.OrganicsEthiopia.com
http://www.linkedin.com/pub/kebede-gashaw/1a/630/6ab

ETHAMCO, LLC - Ethiopia Branch
P.O. Box 12648
Addis Ababa, Ethiopia
tel: +251-912-602-936


So why is the VER (voluntary emission reduction) European carbon-credit market hostage to a few elitist and oligopolist carbon-project review agencies in Europe & America ? Who knows and who cares ?

Africans already have the "capacity" to evaluate and certify their own carbon-offset projects.

It's past-due time for an African "Carbon Spring".

The death this year of the Kyoto Protocol is our / your chance to give Life to a New African-controlled Carbon-credit Certification Mechanism.

NOTA BENE: History will only remember those who smashed carbon pumpkins and stirred up the carbon mud.

Globally & warmly yours,

David Palella
Founder [ Emeritus, Retired ]
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com

Web site: http://www.carbonmanna.org
Blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/


Wall Street Journal article profiling Carbon Manna(sm): "Power out of Africa"

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html

The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna(SM) announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm


-----

When will Africans take control of their own Carbon-Credit Rating Future ?

---

Is Europe's 100 years of servitude to American credit-rating agencies an object lesson for Africa?

Here is a sorry allegory and analogy from a lazy Europe:


For almost 100 (one hundred) years Europeans have passively and willingly subjected themselves to the authority of the Triumvirate of American credit-rating agencies -- Standard & Poor's, Moody's, and Fitch -- without, apparently, having the common sense and will-power to take control of their own credit Destiny. Dumb and dumber ?

Now, finally, after almost a century, Europeans are finally taking action to control their own ability to borrow (or steal?) from the Future. Read down below.

So will Africans delay as long to take responsibility for, and control of, rating and auditing their own carbon credits & projects ? Let's hope not !!

Hence my proposal 2+ years ago to establish an independent carbon project accreditation & validation agency in Africa called The Uhuru Green Standards Foundation in Nairobi. But call it whatever you want, and locate it wherever you want in Africa. Who cares ?

But if you are African -- just take control of your own Future.

Now, to the very very 100-years late development from Europe:


"European rating agency could launch in 2012"

January 21, 2012 -- Thomson Reuters


"MILAN (Reuters) - Plans to launch a European ratings agency to compete with S&P, Moody's and Fitch are at an advanced stage and a new private institution could start business as soon as the first half of this year, German businessman Roland Berger told an Italian newspaper.

"The founder of consultancy Roland Berger said he hoped a new private, non-profit organization, in the form of a foundation, could be ready in "the first half or the first nine months of the year," according to Saturday's Corriere della Sera.

"Berger, who has been lobbying European governments and companies to gather support and financing for a new agency, hopes to have raised the 300 million euros of capital needed from European investors by that time, the paper said.

"The proposed model is of an agency where the service is paid by the clients, who have an interest in having reliable and objective results," Berger said.

"Roland Berger partner Markus Krall, who is largely tasked with setting up the agency, told Germany's Euro am Sonntag weekly that it would differentiate itself from competitors by accepting liability for its analysis.

"This would mean customers could potentially claim damages from the agency, which Krall said provides a "strong incentive" to provide accurate analysis.

"Currently ratings are legally speaking purely opinion and are not subject to any product liability (laws)," Krall told the paper in comments published on Saturday.

"European policymakers have criticised agencies Standard & Poor's, Moody's and Fitch during the euro zone debt crisis, saying they have been too quick to downgrade the credit ratings of indebted EU states despite bailouts and austerity programmes.

"Earlier this month, S&P downgraded the credit ratings of nine euro-zone countries, stripping France and Austria of their coveted triple-A status but not EU paymaster Germany.

"Berger's plan for the new agency, which would be incorporated in the Netherlands, has received signals of support from the European Commission and governments in Europe but also in China and among some Arab states, the paper said.

http://ca.reuters.com/article/businessNews/idCATRE80K0GL20120121

-------

Globally & warmly yours,

David Palella
Founder [ Emeritus, Retired ]
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com

Web site: http://www.carbonmanna.org
Blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/


Wall Street Journal article profiling Carbon Manna(sm): "Power out of Africa"

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html


The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)
http://www.prweb.com/releases/2010/04/prweb3908584.htm


Carbon Manna(SM) announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm


--------

"Global Moral Lipodystrophy & the Micro Revolutions" -- Revisited again, sadly -- on Christmas Day 2011

---

Since my first post on this topic -- Christmas Day three years ago -- not much has changed -- the Developed World is still fat [ sic ] -- not "flat" -- and the Undeveloped or Developing World is still skinny and asymmetrically calorie-deprived versus the 10s of millions of Europeans & Americans who should be more grossly concerned about their ethical cellulite, intellectual stretch marks, and moral lives liposuctioned of essential Meaning.

So have you personally made a difference yet in rectifying the maldistribution of calories and economic opportunities across the space-time continuum or fabric of Planet Earth ?

If not, spend less time on Christmas Day eating and watching football -- and more time Thinking about and doing something concrete to nourish the Future of Humankind.


"Then pealed the bells more loud and deep:
God is not dead; nor doth he sleep!
The Wrong shall fail,
The Right prevail,
With peace on earth, good-will to men!"

[ From: "I Heard the Bells on Christmas Day" -- by Henry Wadsworth Longfellow -- written December 25th, 1864 in Cambridge, Massachusetts during the later days of the American Civil War ]

---

Merry Christmas ! -- December 25th, 2011

Peace on Earth & good will to Thinking Women & Men.

Written 25 December 2011 by:

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com

Web site: http://www.carbonmanna.org
Blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/

Wall Street Journal article profiling Carbon Manna(sm): "Power out of Africa"

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html


The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

-----

And here are the historical Christmas references:


December 25, 2008

Global Moral Lipodystrophy & the Micro Revolutions

http://carbonmanna.blogspot.com/2008/12/global-moral-lipodystrophy-micro.html

The World is Fat [ sic ] -- some parts anyway

Would you like flies with that? [ sic ]

...

----------


December 25, 2009

Global Moral Lipodystrophy & the Micro Revolutions -- Volume II

http://carbonmanna.blogspot.com/2009/12/global-moral-lipodystrophy-micro.html

Population expands to eat the food available

By 2050, another 2 billion astronauts on Spaceship Earth ?

Norman Borlaug -- Father of the "Green Revolution" dies at 95

Monkeys with shotguns awarded laureate for marksmanship.

New Nobel Prizes ? -- for Meteorology, Agronomy, Ecology, Oceanography, Atmospheric Sciences, Forestry, Astronomy, Family Planning, Micro Economic Paradigms and ...... Gastronomy ?

...

-------

When will an "African Carbon Spring" erupt to break the dominance of the White Man in the African carbon-offsets market ?

---

Who will be the Martin Luther King of the African carbon-projects standards-setting and auditing industries ?


Here I re-post my seminal and still-resonate post and tweets from 18 - 25 months ago:

http://carbonmanna.blogspot.com/2010/05/when-will-africa-establish-its-own.html


"When will Africa establish its own carbon-projects Standards-Setting Organization and break the dominance of the Carbon White Man?"

24 May 2010

"A good name for it ? -- the Uhuru Green Standards Foundation!"

"Uhuru" can mean "freedom from dependence on white men" -- Bravo!


"I tweeted about this topic back in November 2009, and some web site indexed my ideas and preferred name for this proposed non-profit organization without attribution (see down at the bottom here). So to set the record straight, just below here I re-post my tweets from November 2009 about the Uhuru Green Standards Foundation.

"Ideally some university in Africa will establish an independent non-profit institute or entity on their campus to write carbon-project standards custom tailored for African offset projects.

"All non-profit and for-profit carbon-project standards-setting organizations in the U.S., Europe and Australia are just self-appointed self-anointed "experts" with no legal authorization for their existence. They merely said: "Hey ! -- we're experts, and we make the rules!" -- and everyone kisses their carbon-fiber rings.

"But why ? Can only whities write carbon standards ? Patently no. Africans have the capacity now to write world-class carbon-project standards. They're experts too."

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
skype: dpalella17
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

-------

REFERENCES -- My 3 Tweets themselves from November 2009:

Can only whities in Europe & America write carbon standards? Duh ! Carbon Manna Unlimited will break the WASP monopoly on GHG standards !

Nov 13th, 2009

-------

The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !

Nov 13th, 2009

-------

"Uhuru" can mean "freedom from dependence on white men" -- Africans can also write VER carbon standards! Hey ! -- They're experts too !

Nov 13th, 2009

----------------------


May 2010 Google search results [finding my own earlier ideas] for:

"Uhuru Green Standards Foundation"


1. The Uhuru Green Standards Foundation in Nairobi will write its own ...

2. Nov 13, 2009 ... The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !


----------------------

http://carbonmanna.blogspot.com/2010/05/when-will-africa-establish-its-own.html


---------------------

Update on Ethiopia and Carbon Manna(sm) projects in planning stages

---

The three Ethiopian friends of mine listed below are in the process of implementing 2 large-scale carbon-offset projects in Ethiopia that will include aspects of my Carbon Manna(sm) System.

If you can make a substantive contribution to these projects in terms of expertise, time and/or funding, please do contact them. But do not contact them if your main aim is to bill their projects for 10s of thousands of dollars of your time. That doesn't help.

Drop my name with them and mention this post:


Mr. Moges GORFE
Executive Director
The RATSON HOME
Women, Youth & Children Development Program
Debrezite Town
ETHIOPIA
cell: +251-091 140 0384
office +251-0114 33 9029
email: mgorfe@yahoo.com
http://www.linkedin.com/profile/view?id=74104384


Mr. Kebede GASHAW
CEO
EthAmCo & Organics Ethiopia LLC
[ EthAmCo = Ethiopian American Company ]
Sacramento, California area
USA
tel: 916.509.7207
email: kdgashaw@ethamco.com
http://www.ethamco.com
web site #2: http://www.OrganicsEthiopia.com
LinkedIn: http://www.linkedin.com/pub/kebede-gashaw/1a/630/6ab


Ms. Marta Tewodros
San Diego, Calif.
USA
cell: 619.723.5805
email: marta.tewodros@gmail.com
http://www.linkedin.com/pub/marta-tewodros/1/b83/738


Finally, allllll the folks listed above will be in Ethiopia for the Christmas/New Year's holidays, so you can meet them there if you too will be passing thru the Cradle of Humankind.

Globally & warmly yours,

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA(sm) UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

web site: http://www.carbonmanna.org
blog: http://carbonmanna.blogspot.com
Twitter: http://twitter.com/CarbonManna
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/

Wall Street Journal article: "Power out of Africa"
http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html

The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna(SM) announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm


-----

Carbon Manna(sm) System featured in The Wall Street Journal (WSJ)

-----

The Carbon Manna(sm) System invented by David Palella is profiled in The Wall Street Journal in this article below coinciding with the COP 17 Copenhagen "Climate Change Conference" taking place in Durban, South Africa, 28 Nov - 09 Dec 2011:


"Power out of Africa"

The Wall Street Journal -- 06 Dec 2011

By Ms. Andrea CHIPMAN -- Reporter / Journalist
The Wall Street Journal
email: andreachipman1@btinternet.com

...

"Incentives -- The pinnacle of sustainable development is a system that rewards changes of behavior on an individual level and at the same time allows families to raise themselves out of poverty.

"This is easier said than done, particularly in Africa where few individuals have bank accounts and most people still eke out a subsistence living far from the reach of established financial institutions.

"San Diego businessman David Palella, however, thinks he has found a way to overcome these difficulties. His not-for-profit organization, Carbon Manna Unlimited, has developed a system of direct micro-payments to rural people who offset their carbon production through the use of high-efficiency stoves.

"The project aims to establish cell-phone based carbon micro-credit systems, using a simple message service (SMS) to allow families to monetize the carbon offsets they produce. Its key advantage is that it's based on existing infrastructure. While few rural Africans have landlines, mobile telephone ownership is rapidly increasing, and companies such as Kenyan telecom provider, Safaricom, have already introduced systems that allow subscribers to transfer money via cell-phones.

"Africa has the most advanced cell-phone-based payment systems using simple text," Mr. Palella says. "You can establish a sustainable carbon reduction project almost anywhere in Africa and share the money through these systems."

"Mr. Palella acknowledges that most voluntary emissions reduction (VER) trading systems require those that benefit from them to go through a series of time-consuming steps, as well as wade through the necessary paperwork. This can be difficult to prepare and costly, especially when it is contracted out to carbon project consultants. Still, he notes that the voluntary emissions reduction market in Europe is worth over $50 billion a year, and that Carbon Manna(sm) is a sustainable, open-source, micro-profit-sharing system in which the paperwork can be standardized and streamlined.

"Realizing a first demonstration project has been tricky for Mr. Palella. A Kenyan offshoot strayed from the guidelines of the original concept, he says, while an Ethiopian project is looking to build its system on the structure of an existing charity for poor farmers.

"However, some industry experts say the expiration of the Kyoto Treaty in 2012, by disbanding the separate United Nations emissions trading framework, could potentially create more impetus for innovative approaches such as Mr. Palella's Carbon Manna(sm)."

...

http://online.wsj.com/article/SB10001424052970204346104576638553875004940.html?mod=googlenews_wsj

---

See also:

web site: http://www.carbonmanna.org

blog: http://carbonmanna.blogspot.com

conference site: http://www.cop17-cmp7durban.com/

--------------

Globally & warmly yours,

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA(sm) UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

web site: http://www.carbonmanna.org
blog: http://carbonmanna.blogspot.com
LinkedIn group: http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna(SM) announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm


----------

Service Mark for "CARBON MANNA" awarded by United States Patent and Trademark Office (USPTO)

---

The United States Patent and Trademark Office (USPTO) has awarded a Service Mark for the name "Carbon Manna" for use in commerce in the classes or fields-of-use noted below.

"Carbon Manna" refers to my invention on 25 April 2008 of the Carbon Micro Credit and a cell-phone-based Micro-Profit-Sharing System now being implemented in Kenya, and possibly in other countries worldwide without my knowledge. Which is fine -- it's an open-source, sustainable, self-funding micro solution for global poverty -- available for appropriation by anyone.

Except for the name, of course, which should not be used without permission.

Finally, for Posterity and future reference, here below is the exact text of the Service Mark certificate:


United States of America

United States Patent and Trademark Office ( USPTO )

CARBON MANNA

Registration Number: 3,872,089

Registered Nov. 9, 2010

International Class 35

Service Mark

Principal Register

Carbon Manna Unlimited
(California Non-Profit Corporation)
3830 Valley Center Drive
PMB 581, Suite 705
San Diego, CA 92130

For: Public Advocacy Services to promote Micro-Economic Empowerment of the Poor in the Developing World and to increase awareness in the Developed World of the Micro-Property Rights of the Poor anywhere worldwide, in International Class 35 (U.S. Classes 100, 101 and 102).

First Use: 7-28-2009; In commerce 7-28-2009

The mark consists of standard characters without claim to any particular font, style, size, or color.

Serial Number 77-818,694, Filed 9-2-2009

Alicia Collins, Examining Attorney

-------------------------------


POSTED 13 August 2011 by:

David A. Palella
Founder [ Emeritus, Retired ]
CARBON MANNA(SM) UNLIMITED

San Diego, California
cell: 619-787-5767
email: dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

Web site: http://www.carbonmanna.org

Blog: http://carbonmanna.blogspot.com

Twitter: http://twitter.com/CarbonManna

LinkedIn group: http://www.linkedin.com/e/vgh/1794312/


The "Micro" Revolutions Institute(SM) Established by Carbon Manna(SM)
http://www.prweb.com/releases/2010/04/prweb3908584.htm


Carbon Manna(SM) announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm


-----

A short Obituary of DEBT-based Microfinance

**

Or, the Imminent Death of MicroDebt, Micro Loans & MIVs (microfinance investment vehicles)


Palella's Next-10 Laws, Corollaries & Predictions for MicroFinance (Numbers 11 - 20):


(11) As the Euro and US$ are debased to Zero during the Terrible 2000 Teens (2013-2019), their associated short- and loooooong-term interest rates will rise into the 9 - 19 % range so their governments can continue to attract "stimulative" deficit spending. When investors can make so-called "risk-free" returns like this in established currencies in "safe" developed countries, why would they invest in "risky" MIVs (microfinance investment vehicles) yielding about the same rate? They will not, and the global microfinance industry will enter a decadal "Slough of Despond". Likewise, the EU and Uncle Sam (America) will pay credit-card rates to feed their debt binges.


(12) As a corollary -- The Euro will become toilet paper and the the U.S. Dollar patriotic confetti. When "risk free" EuroAmerican interest rates are 9 - 19%, what fool will invest in "risky" MIVs (microfinance investment vehicles) in the Developing World? Why take the added risk? Thus, liquidity for the microfinance industry in the Developing World will decline precipitously.


(13) Stagflation -- "That '70s Show!" -- economic stagnation + "inflation" or hyper-debasement of the Euro and US$ (aka "inflation" for dummies) will lead to a coming Stagflation of the 2000 Teens (2013-2019), which will cause the MicroStagnation of microfinance or microdebt (or micro payday loans).

Reference: http://en.wikipedia.org/wiki/Stagflation


(14) The Economic Root of all Evil will not be traditional "inflation", but rather "Debaseflation" -- a word I coined in June 2009 -- google it to check, and read my nonconformist financial blog from that time period:

http://dekadrakma.blogspot.com


(15) The Club of Rome and their 1972 book, "The Limits to Growth", finally come of age, in particular as applied to energy supplies and national energy autarky (no typo -- google it). In short: any national energy dependence on US$ 100+ per barrel imported oil = a national balance of trade deficit = a debased currency = high interest rates = no need for investors to take risks on micro loan derivatives such as MIVs (microfinance investment vehicles).

In sum, MIVs in energy-dependent countries will offer poor risk-reward. Better to stay home. "The world may be known without leaving the house" -- Lao Tzu [ approx. 500 BC. ]

Reference: http://en.wikipedia.org/wiki/Club_of_Rome


(16) The 2006 Nobel Peace Prize was the tombstone of microfinance -- a leading indicator of the Death of the field. It led directly to idol worship, the abandonment of independent THINKING & QUESTIONING, the CREMATION of micro INNOVATION, and thus the end-stage renal disease of microdebt finance or micro loans. In short, the Recognition of Mere Men led to clonal soldier microants bereft of Innovative Thinking pursuing IPO profits via micro-bank equity offerings in the Developing World. In sum, microSenescence by nobel idolatry, or microIdolatry, sadly.

In contrast to these mere men, rather, what would the Son of Man do in the micro world? Something, probably, that rhymed with "Carbon Manna". Hence the name, which came to mind spontaneously, like a Gift from Heaven.


(17) "Creative Destruction" and the nano world of microfinance are still mutually exclusive. The Deep Debt Rut from Dhaka runs deeper still. In all other fields, it is agreed the student must surpass his master = creative micro destruction:

"Grasshopper, when you can snatch the micro pebbles from my hand, then it will be time for you to leave."

But the microfinance "industry" perpetuates staleness and the worship of senescent graven images.


(18) What's in a name ? Micro debt or micro loans = pay-day loans supersized & internationalized -- is this progress? Or nobel progress? No, rather, the microfinance industry must recognize its limitations and seek customer-oriented solutions that truly lead to Virtue for themselves and microeconmic Liberation of The Poor, rather than to IPO riches for themselves.


(19) No barriers to entry -->> there are toooo many parvenus, posers & pretenders in the microfinance "industry". The micro gold rush will continue until returns to investors fall to Zero or below Zero. That is "The Way of all Economic Flesh". Micromyopia in microfinance = the Death of Vision and horse blinders issued to all those in the deep debt micro rut from Dhaka. Hence, they never even see the walls entombing their careers -- and souls.


(20) Micro hero worship, combined with insurmountable Macro Economic Trends during the Terrible Teens (2013-2019), will cause end-stage Microsclerosis, Microossification, Microeconomic dyslipidemia and terminal Micronecrosis in the field of debt-based microfinance that will continue to reduce micro innovation and micro-financial returns towards Zero.


Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED &

The Robin Hood of Microfinance

San Diego, California
cell: 619-787-5767
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com

---------------------------------------------------------------


2nd Annual Investment & Innovation In Microfinance:

Widening the impact of Microfinance through a commitment to
innovative microfinance product development

26-27 October 2010, Washington, DC

[ organized by Hanson Wade ]

http://www.microfinance-innovation.com


--------------------------------------------------------------

Palella's 10 Laws, Corollaries & Predictions for the field of MicroFinance published on Twitter

**

Palella's 10 Laws, Corollaries and Predictions for the field of MicroFinance were published 03 August 2010 on Twitter. The 10 visionary, sardonic, tongue-in-cheek tweets are:


(1) MFIs (micro finance "institutions") will proliferate worldwide until Micro Investment Vehicle (MIV) returns decline asymptotically to zero

(2) The doubling time of the number of Micro Finance Institutions (MFIs) worldwide will decline until MFI investment returns fall below Zero

(3) Micro Finance Institutions (MFIs) are particularly vulnerable to global Black Swan events that could & will destroy their business models

(4) Microfinance Investment Vehicles (MIVs) that do not hedge currency risk will be devastated by a collapse of the U.S. dollar & Euro in 2011+

(5) Developing world economies and MFIs (Micro Finance Institutions) that serve them will be bankrupted by US$100++ per barrel oil in 2011+

(6) The business models of Micro Finance Institutions (MFIs) must be adapted to take into account imminent debasement of the U.S.$ and the Euro

(7) Credit Default Swaps on MIVs (Microfinance Investment Vehicles) and MIV-backed Securities will spawn a new micro Bear Stearns-like calamity

(8) Microfinance loans expand to deplete the capital available, in spite of country & political risks and the creditworthiness of borrowers

(9) Microfinance "professionals" worldwide will inflate bubbles in their field that pop, sadly, leading to a "Lost Micro Decade" of poor returns

(10) And #10 ! - Sustainable Micro PROFIT sharing & Micro Savings, as well as Micro EQUITY investments, are the Future of the microfinance field


REFERENCE: http://twitter.com/CarbonManna

------

Remember: "History does not repeat itself, but it does rhyme."


Respectfully submitted for debate by:

David A. Palella
Founder
CARBON MANNA UNLIMITED &

"The Robin Hood of Microfinance"

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html


-----------

Carbon Manna(SM) Economic-Rewards Allocation Guidelines

**

Carbon Manna(SM) Economic-Rewards Allocation Guidelines --

Fairness Standards for Carbon Micro-Profit-Sharing Projects


[ written during March-April 2009 and published here for the first time ]


Author:

David A. Palella
Founder
Carbon Manna Unlimited
San Diego, California


The guidelines and equations below are meant to set baseline standards for Fairness in allocating the economic rewards from Carbon Manna(SM) projects worldwide. Projects that do not meet these guidelines are not recognized as bona fide by Carbon Manna Unlimited HQs in San Diego, California, nor may such projects make use of or appropriate the "Carbon Manna(SM)" name to describe themselves.


Assumptions:

(1) Carbon Manna(SM) projects based on improved cook stoves, solar cookers or solar lighting should include at least 5,000 families to ensure economies of scale. A minimum of 10,000 - 15,000 is better and more realistic.

(2) Gold Standard Organization-approved VER (Voluntary Emission Reduction) permits or offsets will vary in price from as low as US$ 5 - 10/ton of CO2 and go up over time. The lower the price goes, the more advantageous for the Poor, as the Rich will not find it worth their effort/time to produce offsets at low prices. In contrast, the higher the prices go, the better for Rich & Poor alike.

(3) Cook Stove costs will be in the range of US$ 5 - 15.

(4) Mobile phones used in Carbon Manna(SM) projects will cost in the range of US$ 10 - 25+. The handset cost in some programs may be subsidized by mobile carriers or corporate sponsors. In other programs such as in Kenya, a high percentage of families will already own a cell phone and not need one to participate in the program.


Definitions:

nr/tCO2 = Net Revenue per ton of CO2 -- net after all sales commissions

tCO2/Stove = Tons of CO2 offset per stove

XF = X number of Families in the project

GR = Gross Revenue for the entire project

NR = Net Revenue for the entire project

TC = Total direct Costs for the entire project = stoves & phones

GM = Gross Margin for the entire project

%GM = the % Gross Margin

SC/Unit = Stove Cost per Unit delivered, including training cost

PC/Unit = Phone Cost per Unit delivered, including training cost

%FP = Percentage of Families in the project needing a Phone

AExp = external Audit Expenses

MExp = Management Expenses (e.g., salaries)

LExp = Legal Expenses

CPAExp = Accounting (CPA) Expenses

OExp = Operational Expenses

* = Multiply or times

PM = Project Manager

CM = Carbon Manna(SM) = the share of Net Revenue paid to the Poor

PM:CM = Project Manager:Carbon Manna(SM) split of NR (Net Revenue)


Equations:

(1) NR = GR - TC
-->> Net Revenue = Gross Revenue - Total direct Costs


(2) GR = nr/tCO2 * tCO2/Stove * XF


(3) TC = [(SC/Unit * XF) + (PC/Unit * XF * %FP)]


(4) NR = GR - [ (SC/Unit * XF) + (PC/Unit * XF * %FP) ]


(5) NR / GR * 100 = %GM
-->>[ Net Revenue / Gross Revenue ] * 100 = % Gross Margin


Discussion:

Because project credits are pre-sold every year, the variables above will change each year, and the final project % Gross Margin (%GM) will need to be re-calculated every year.

In Year 1, the %GM will be lower due to the start-up costs of buying stoves and phones. In Year 2 the %GM should be much higher. In Years 3 - 5, the %GM should be higher and about the same every year. In short, something like this:

Year 1 % GM = 10 %
Year 2 % GM = 35 %
Year 3 % GM = 60 %
Year 4 % GM = 70 %
Year 5 % GM = 80 %

Cook stoves have a 3 - 5 year lifetime. If they break or wear out, they can be repaired or replaced, of course. The higher the %GM, the better the economics of the project both for the poor families, and the Carbon Manna(SM) project manager. In the early years where the %GM is low, it is crucial for the Carbon Manna(SM) project manager to seek corporate sponsorships to offset indirect start-up expenses, and the ongoing direct and indirect expenses of managing the project.


Based on the foregoing, and subject to further fine-tuning with actual field data, the following split of the Net Revenue would be appropriate:

If %GM = 0 - 19 %, then the PM:CM Net Revenue (NR) split = 90:10

If %GM = 20 - 29 %, then the PM:CM Net Revenue (NR) split = 80:20

If %GM = 30 - 39 %, then the PM:CM Net Revenue (NR) split = 70:30

If %GM = 40 - 49 %, then the PM:CM Net Revenue (NR) split = 50:50

If %GM = 50 - 59 %, then the PM:CM Net Revenue (NR) split = 30:70

If %GM = 60 + %, then the PM:CM Net Revenue (NR) split = 20:80

------------------


Or, re-formatted:


If %GM = then ... PM:CM NR split =

0 - 19 % ........ 90:10
20 - 29 % ....... 80:20
30 - 39 % ....... 70:30
40 - 49 % ....... 50:50
50 - 59 % ....... 30:70
60 + % .......... 20:80

-------------------------------



Why a Net Revenue Split & not a Net Income Split?

For those of you who are familiar with the history of the American movie industry, you know that net income splits or net profit-sharing agreements do not work. Why? Because unscrupulous accountants and/or managers can add overheads and other indirect costs into the cost structure until net income goes to Zero. Or becomes negative even.

The result? -- poor movie stars in the 70s and 80s who agreed to a net-income split ended up being paid Zero. Which is why all movie agreements now give movie stars a "% of the gross movie receipts". It is much harder for accountants and managers to manipulate receipt records or gross revenue numbers. In short, movie stars now take their money "right off the top" -- directly from the top line or revenue line.

Likewise in Carbon Manna projects, Poor families have no control over the cost structure. The only 2 costs that concern them are the expense of the stove and phone, if the latter is needed. And even these they have no control over.

But under the Carbon Manna(SM) System, they are required to pay back the project manager for the cost of the stove and phone. Hence, these are the only 2 costs that should affect their share of the economic rewards or Carbon Manna(SM).

As a corollary, in all bona fide Carbon Manna(SM) projects, participating families have the right to require the project manager to document the actual direct costs of the stove & phone. If requested by the families or by Carbon Manna Unlimited in San Diego, the project manager must provide certified receipts documenting the actual costs.

Project managers that do not provide documentation in a timely manner will not be allowed to use the Carbon Manna name and logo.


Summary / Conclusion:

Carbon Manna(SM) is based on the principles of Fairness, Disintermediation, Individual Empowerment, Micro-entrepreneurism, Micro Property Rights, Worldwide Standardization and Personal Freedom.

The guidelines above are meant to provide a fair and equitable framework for Carbon Manna(SM) projects worldwide. These guidelines are open to debate and refinement over time. Input/feedback from managers of bona fide Carbon Manna(SM) projects worldwide is highly welcome. Please contact us with your suggestions for improvement. We look forward to hearing from you.

---------------------


Globally & warmly yours,

David A. Palella
The Robin Hood of Microfinance

& Founder
CARBON MANNA UNLIMITED

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be a speaker at:

4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


--------------------------------------------------------

Equity Manna(SM) -- a concrete example of “micro” innovation a la India

***

One form of "manna" in India for 1,000s of years has been Gold -- so how do the very Poor save it ?

Voila ! -- a cell-phone-based golden Carbon Manna(SM) micro-ETF or micro-DRIP or micro-Equity nirvana for the homeless and/or very poor in India


As invented in March 2010, here below is the text from the slides I presented at the Hanson Wade microfinance conference in Amsterdam in May 2010.

This is just another example of micro innovation from the Micro Revolutions Institute(SM) in San Diego, California. Clearly the deep-debt purgatory rut from Dhaka is impossible to escape:

--------------------------

Slide # 1:

Equity Manna(SM) -- an example of “micro” innovation


Equity Manna(SM) = Cell-phone-based purchasing of micro amounts of stocks & ETFs via MMT (mobile money transfer)

Using existing DRIP plan (Dividend Reinvestment Plan) software that divides shares of stocks or ETFs into 1/10,000ths, any financial instrument can be micronized for a micro-DRIP or a micro-ETF investment plan for the poorest of the Poor

Using 100 years of stock returns as a guide, the Poor in any country should buy stock in their own national telecom carrier -- viz., in Safaricom (Kenya), PT Telkom Indonesia or China Mobile. Etc.

Question: Are national lotteries a better asset allocation plan for the Poor in Africa or Asia ? There is a strong inverse correlation between annual income and participation in lotteries and gambling. Which, then, is better ? -- Equity Manna(SM) or games of chance ? Let the Poor decide.

--------------------------


Slide # 2:

Equity Manna(SM) -- an example of “micro” innovation (cont.)

One concrete and important example -- even the poorest of the Poor worldwide should be able to own part of the so-called "People's Central Bank" -- the SPDR (Standard & Poor's Depositary Receipt) Gold Trust ETF or "GLD" on NYSE

Even poor (and wealthy) Indians have stored their wealth in gold jewelry for centuries. This new idea is merely a modern version of owning physical gold

At least one gold ETF already trades on the Bombay & National Stock Exchanges in India -- the Kotak Gold ETF (KGEFT), meaning this innovation could be implemented immediately for 100s of millions of the Poor in India

References:

-->> http://finance.yahoo.com/q?s=GLD

-->> http://dekadrakma.blogspot.com

-->> http://carbonmanna.blogspot.com/2010/02/micro-revolutions-off-wall-street-micro.html

-->> http://www.kotakmutual.com/kmw/product/kotak-gold-ETF-funds.htm


--------------------------


Cited from my presentation at:


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

----------------------------


Globally & warmly yours,

David A. Palella
The Robin Hood of Microfinance

& Founder
CARBON MANNA UNLIMITED

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
--------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


---------------------------------------------------------------

The Carbon Manna(SM) System -- Two Novel Cell-phone-based microfinance Mechanisms -- inter alia (among others)

**


Update re the original "micro" economic/finance inventions of The Micro Revolutions Institute(SM) in San Diego

Improved cooking methods Revolutionize Life for "The Bottom 2 Billion" in the Developing World


Here is the updated introductory email for the Carbon Manna(SM) System:


We at Carbon Manna Unlimited in San Diego (a non-profit corporation) have established the "Micro" Revolutions Institute(SM) as a think-tank charged with continually creating novel & SUSTAINABLE micro-economic and micro-financial mechanisms to materially elevate "The Bottom Two Billion" in the Developing World.  Reference:

     http://www.prweb.com/releases/2010/04/prweb3908584.htm

Most notably, beginning 2 years ago in April 2008, we developed two novel, universally-applicable, cell-phone- and NON-debt-based, highly-scalable forms of microfinance that we call the Carbon Manna(sm) System.  They are:

-->> (1) the Carbon Micro-PROFIT-Sharing System -- comprising monetization of 1,000s of aggregated carbon-micro-offsets via the European GS-VER market (Gold Standard - Voluntary Emission Reduction market); and

-->> (2) the Reduced-fuel-expense Micro-SAVINGS Program -- an SMS-based  behavior-modification program that trains families to bank their daily cash savings on fuel of 15 - 40 U.S. cents/day (based on field studies in Kenya, July 2009).

Both mechanisms are based on reduced combustion of non-renewable biomass fuel and employ a highly efficient, low-cost (< US$ 10) cook-stove that we designed ourselves in Kenya, although any efficient cookstove may be used.  Almost all efficient stoves reduce fuel use by 40 - 50 % -- and deforestation by a similar percentage. 

The stoves are serialized and matched uniquely with each family's cell phone number. 

Broadcast SMS messages (short message service) and customized content regarding public health, women & children's rights, nutrition, personal finance, etc., will also be sent to participating families. 

Monetized carbon offsets and cash fuel savings may be banked and converted back to cash as needed using existing MMT (Mobile Money Transfer) systems such as Safaricom's M-Pesa or Zain's ZAP systems in the case of East Africa.  In the absence of an MMT system, families may be paid with cell-phone minutes, either credited to their accounts or in the form of distributed pre-paid calling cards.

The two mechanisms can be implemented sequentially (and then run in tandem) -- the Micro-Savings Program immediately, and the Carbon Micro-PROFIT-Sharing System later as paperwork is completed for the carbon-offset market. 

The Carbon Manna(SM) System is "freeware" and fully open-source. 

Thus, currently, independent for-profit carbon project managers, NGOs and charities are attempting to incorporate Carbon Manna(SM) principles into carbon-offset projects in The Philippines, Ethiopia, the Democratic Republic of the Congo (DRC), Tanzania, Kenya and Indonesia, as well as, most likely, in other countries not known to us.

Most notably, we believe these two novel microfinance mechanisms have a number of advantages over, and will scale much faster than, micro-debt, which was awarded the Nobel Peace Prize in 2006.

Finally, in the case of corporate sponsors in the wireless or consumer products industries, Carbon Manna(sm) offers an auditable "ROI on CSR" investments, a rare result in the Corporate Social Responsibility (CSR) field.

In the case of individuals, donations to Carbon Manna Unlimited in San Diego (a California-incorporated public charity) are 100% tax-deductible through our umbrella 501c3 status with The GlobalGiving Foundation in Washington, DC.

We hope you will support our efforts in Africa and/or some other part of the Developing World of interest to you.  Being cell-phone- and markets-based, Carbon Manna(sm) is universally applicable.

More background about Carbon Manna(sm) may be found by visiting the links below and viewing my Amsterdam presentation (May 2010) available on:

-->> http://www.slideshare.net/dpalella/carbon-manna-amsterdam201005

-->> http://tinyurl.com/23jzrh2


We look forward to hearing from you.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
SAN DIEGO, California

cell: 619-787-5767
skype: dpalella17
email:  dpalella@san.rr.com
email (backup): carbonmanna@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org

http://carbonmanna.blogspot.com

http://twitter.com/CarbonManna

http://www.linkedin.com/e/vgh/1794312/


The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

Carbon Manna Unlimited to Present at Kenyan Business Conference
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

"One Cell Phone per Child" Grand Challenge Announced by CarbonManna(C) Unlimited
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

Carbon Manna(C) Unlimited Announces Solar Manna(C) & Forest Manna(C),
and Filing of a U.S. Patent Application for the Cell Phone-Based
Carbon Micro-Profit-Sharing System
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

World's First Cell-Phone-Based Carbon-Micro-Credits Implementation
Progressing in Kenya
http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html

--------------

I will be/was a speaker at:
---------------------------------

    2nd Kenya Diaspora Int'l Conference & Investment Forum

               20-22 August 2009, Atlanta, GA

             http://www.kenyaopen4business.com

---------------------------------------------------------------


            "Microfinance for Institutional Investors"

                 21-23 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


              "Micro Financial Services World"

   10-12 May 2010, Amsterdam City Centre, The Netherlands

                  http://www.mfs-world.com

---------------------------------------------------------------


             4th Microfinance Investment Summit

            06-07 October 2010, Central London

             http://www.microfinancesummit.com


----------------------------------------------------------------

When will Africa establish its own carbon-projects Standards-Setting Organization and break the dominance of the Carbon White Man ?

**


A good name for it ? -- the Uhuru Green Standards Foundation !

"Uhuru" can mean "freedom from dependence on white men" -- Bravo!


I tweeted about this topic back in November 2009, and some web site indexed my ideas and preferred name for this proposed non-profit organization without attribution (see down at the bottom here). So to set the record straight, just below here I re-post my tweets from November 2009 about the Uhuru Green Standards Foundation.

Ideally some university in Africa will establish an independent non-profit institute or entity on their campus to write carbon-project standards custom tailored for African offset projects.

All non-profit and for-profit carbon-project standards-setting organizations in the U.S., Europe and Australia are just self-appointed self-anointed "experts" with no legal authorization for their existence. They merely said: "Hey ! -- we're experts, and we make the rules!" -- and everyone kisses their carbon-fiber rings.

But why ? Can only whities write carbon standards ? Patently no. Africans have the capacity now to write world-class carbon-project standards. They're experts too.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED

San Diego, California
cell: 619-787-5767
skype: dpalella17
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

-------


REFERENCES -- My Tweets themselves:


Can only whities in Europe & America write carbon standards? Duh ! Carbon Manna Unlimited will break the WASP monopoly on GHG standards !

Nov 13th, 2009

-------


The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !

Nov 13th, 2009

-------


"Uhuru" can mean "freedom from dependence on white men" -- Africans can also write VER carbon standards! Hey ! -- They're experts too !

Nov 13th, 2009

---------------------------------------


May 2010 Google search results for:

"Uhuru Green Standards Foundation"


1. The Uhuru Green Standards Foundation in Nairobi will write its own ...

2. Nov 13, 2009 ... The Uhuru Green Standards Foundation in Nairobi will write its own open-source standards for carbon-offsets production -- nyah nyah !


---------------------------------------

Carbon Manna(SM) System implementation in Ethiopia

**

Hello Ethiopia Friends,

Moges (see below) is interested to implement in Ethiopia the open-source Carbon Manna(SM) System of micro-PROFIT-sharing and micro-SAVINGS, so please do contact him directly if you would like to join this sustainable, markets-based effort to elevate the Poor in Ethiopia:

Moges Gorfe
Executive Director
Ratson Home
Debrezite Town
ETHIOPIA

cell: +251-091 140 0384
office +251-0114 33 9029
email: mgorfe@yahoo.com


And you can learn more in general about the Carbon Manna(SM) System via the several links below, and/or by contacting me in San Diego, Calif.

Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

cell: 619-787-5767
skype: dpalella17
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella


http://www.carbonmanna.org


http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

The "Micro" Revolutions Institute(SM) Established by Carbon Manna
http://www.prweb.com/releases/2010/04/prweb3908584.htm

Carbon Manna announces The Micro Sustainability Prizes(SM)
http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
-------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


4th Microfinance Investment Summit

06-07 October 2010, Central London

http://www.microfinancesummit.com


---------------------------------------------------------------

The "Micro" Revolutions Institute(SM) Established by Carbon Manna Unlimited

***

Here is the full text of the news release from PRweb.com:


The "Micro" Revolutions Institute(SM) Established by Carbon Manna Unlimited in San Diego, California


The "Micro" Revolutions Institute(SM) was established today by Carbon Manna Unlimited in San Diego, California, the world's first think tank to focus exclusively on developing novel, sustainable, open-source, low-cost and immediately implementable micro-economic, micro-financial and micro-ecological paradigms to benefit the Developing World.

http://tinyurl.com/2448km4

Or: http://www.prweb.com/releases/2010/04/prweb3908584.htm


San Diego, CA (PRWEB) April 22, 2010 --

Carbon Manna Unlimited in San Diego, California, an international non-profit "micro" standards-setting organization, announced today the establishment of the "Micro" Revolutions Institute(SM), the world's first think tank to focus exclusively on developing novel, sustainable, open-source, low-cost and immediately implementable micro-economic, micro-financial and micro-ecological paradigms or mechanisms to benefit the Developing World.

By ideating and promulgating multiple open-source and revolutionary micro-paradigms, the Institute will enable economic micro-empowerment of "The Next 2+ Billion" at the Base of the Pyramid by, for example:

(1) Popularizing NON-debt-based, cell-phone-enabled "micro" financial instruments, such as Equity Manna(SM), which will allow the Poor to directly invest in micro-equity -- micronized stocks, ETFs, hard assets (gold) or other economic stores of value -- and, thus, control their own financial fate;

(2) Liberating children and women from religious oppression by developing cell-phone-based, remote micro-education or micro tele-education curricula;

(3) Disintermediating middlemen from economic processes by using existing cell-phone-based and low-cost mobile money transfer (MMT) systems;

(4) Providing advertiser-supported crop-price information free to poor farmers via SMS to eliminate gross price-discovery frictions;

(5) Increasing the use of broadcast SMS (short message service) to convey public health messages to the Poor where little or no TV or radio broadcasting capability exists, e.g., for notification of vaccine campaigns, and rewarding compliant families with cell-phone minutes or airtime -- another economic and non-inflatable store of value

(6) Encouraging global political recognition of the micro-property rights of the Poor, e.g., even in the case of their carbon footprints and offsets; and

(7) Advocating worldwide implementation of Carbon Manna Unlimited's existing sustainable micro innovations in the areas of Micro-PROFIT-Sharing, Micro-SAVINGS, and solar and forestry projects, as well as adoption of Carbon Manna Unlimited's Foreign Aid Micro Credit (FAMC) concept in the Developing World during times of national emergencies.

Thomas Ichim, a Carbon Manna Unlimited board member commented, "Individuals wishing to augment their family's philanthropic legacy are invited to sponsor Carbon Manna's revolutionary and universally-applicable micro-paradigms, several of which represent a quantum leap in innovation compared to the first "micro" financial mechanism (micro-debt or micro loans), which won the 2006 Nobel Peace Prize and the U.S. Presidential Medal in 2009."

The "Micro" Revolutions Institute(SM) will also administer the “Micro Sustainability Prizes(SM)” competition -- the world’s first truly open competition to encourage the invention of other sustainable and markets-based micro economic and micro-ecological mechanisms that directly benefit the Poor. Only a 1-page Executive Summary is needed to enter the competition. School children worldwide, in particular, are encouraged to participate, and anyone may enter, regardless of educational qualifications or socio-economic status. Reference:

     http://www.prweb.com/releases/2010/01/prweb3459274.htm


Finally, Carbon Manna Unlimited is pleased to announce the filing of its 501(c)3 petition with the IRS on 16 March 2010, via the kind pro bono offices of the law firm of Latham & Watkins in San Diego. Our special thanks and appreciation go to Latham attorneys Ms. Nicole Baker, Mr. Div Gupta, and Ms. Kendra Archer (now retired).


About Carbon Manna Unlimited:

Carbon Manna Unlimited, a public charity, is a "micro" think-tank and international open-source standards-setting organization popularizing various universally-applicable, cell-phone-based, self-funding micro-economic paradigms such as the markets-based Carbon Micro-PROFIT-Sharing System (CMPSS) and the Reduced-fuel-expense Micro-SAVINGS Program. A pilot project that will utilize these concepts is now in the early planning stage in Kogelo, Kenya, the ancestral hometown of U.S. President Barack Obama. Reference:

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

For corporate social responsibility (CSR), philanthropic, sponsorship or collaborative opportunities with Carbon Manna Unlimited; or for speaker requests or celebrity inquiries; and to co-opt a sustainable and universally applicable micro-paradigm that can indeed quickly scale to benefit the "Next Billion" at the Base of the Pyramid, please contact:

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

tel: 858-793-0741
email: dpalella(at)san.rr(dot)com
http://www.linkedin.com/in/davidpalella

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

###

"Micro" Revolutions Institute news release:

http://tinyurl.com/2448km4

http://www.prweb.com/releases/2010/04/prweb3908584.htm


--------------------------

"The Micro Revolutions Research Institute(SM)" -- Visionary Past as Productive Proactive Prolog ?

**

"The intellectually bankrupt MFIs, like dust..."

Counter-Revolutionary Micro Thinkers welcome at The Micro Revolutions Institute(SM) in San Diego

Macro Freedoms from Micro Innovation


Worldwide there is no organization nor institute nor academic department nor NGO nor charity nor government unit nor for-profit company actively ideating and innovating novel MARKETS-based, sustainable, NON-debt-based forms of microfinance, or micro economic paradigms, or micro-wealth-transfer or micro-income-generation mechanisms.

There are, however, indeed 1,000s or tens of 1,000s of NGOs, charities, academics and MFI organizations worldwide hopelessly mired in the Deep Debt Rut from Dhaka, singing choruses of sycophantic praise for interminable and minute permutations of micro-debt, and likewise completely bankrupt in imagination and resolutely resourceless.

Kenya alone, a "small" country the size of France with less than 40 million residents has over 4,000 registered charities -- 1 for every 10,000 people. India has over 1 million registered charities -- 1 for 1,200 people ! And allll these charities have their hands out for donations to support their infinitely duplicative overhead & adminstrative budgets.

Yet where is their innovation in the field of NON-debt-based microfinance or microeconomics?

In macro contrast, over the past 2 years, only Carbon Manna Unlimited in San Diego has invented and described in detail -- in the pubic domain -- multiple and novel forms of NON-debt-based micro-finance. We embrace "creative micro destruction" -- so why don't you ? Even destruction of our own ideas.

Thinking expansively, all economic progress since Sumerian times has begun with Individual Freedom and Property Rights. Thus Carbon Manna Unlimited's focus the past 18 months on the novel concept of "micro property rights" -- beginning with the "Sovereign Individual's" right (anywhere worldwide) to own, control and monetize their own Micro Carbon Footprint.

From divinely granted and legally protected Micro Property Rights spring Micro Free Will, Micro Political Choice, and Micro Democracy. Hence, all Macro Progress in the Developing World depends substantially on Micro Property Rights and Micro Economic Freedoms -- concepts that will also be broadly addressed by The Micro Revolutions Research Institute(SM).


To wit -- here are today's relevant Tweets re-published for Posterity:


The innovations of "The Micro Revolutions Research Institute(SM)" will stun millions of MFI minions stuck in the Deep Debt rut from Dhaka


E.g.: "The Micro Revolutions© off Wall Street -- Micro Financial Services in the Developing World = Equity Manna(SM)" -- http://tinyurl.com/yk5jdpm


And don't forget my seminal post from Christmas Day 2008: "Global Moral Lipodystrophy & The Micro Revolutions" -- http://tinyurl.com/yfna2qc


The full references:
------------------------

December 25, 2008

"Global Moral Lipodystrophy & The Micro Revolutions"

http://carbonmanna.blogspot.com/2008/12/global-moral-lipodystrophy-micro.html

http://tinyurl.com/yfna2qc

---------------


February 7, 2010

"The Micro Revolutions©" off Wall Street -- Micro Financial Services in the Developing World = Equity Manna(C)

http://carbonmanna.blogspot.com/2010/02/micro-revolutions-off-wall-street-micro.html

http://tinyurl.com/yk5jdpm

----------------


Globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

cell: 619-787-5767
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


Green Business Africa Summit & Expo

02-04 June 2010, Nairobi, Kenya

http://www.greenbusinessafricaexpo.com


---------------------------------------------------------------

"The Micro Revolutions Institute(SM)" to be established in San Diego, California -- May 2010

***

World's first "Micro Economic Think Tank(SM)" to brainstorm novel & Sustainable Micro Paradigms to economically elevate "The Bottom Billion"


The gist can be found here in today's Tweets:


(1) Carbon Manna(SM) will establish "The Micro Revolutions Institute(SM)" in San Diego next month - another world first. Why us ....?

(2) Because the 1,000s of micro "professionals" worldwide stuck in the Deep Debt Rut from Dhaka can't "Think Different" - only parrot the past

(3) Will a Nobel Prize ever be given again for "innovations" in DEBT-based micro-finance ? "History does not repeat itself, but it does rhyme"


In short, "The Micro Future(SM)" can be found now in San Diego -- not in Bangladesh, not in India, not in New York City, not in Washington, DC, not in Nairobi, not in London, not in... __________ <<-- add your favorite ossified metropolis or country here.

With all due respect & jocularity I remain, as always,

Very globally & warmly yours,

David A. Palella
Founder
CARBON MANNA UNLIMITED
San Diego, California

cell: 619-787-5767
email: dpalella@san.rr.com
email (backup): dpalella@gmail.com
http://www.linkedin.com/in/davidpalella

Founder
X-tech Roundup(SM) - San Diego
http://www.linkedin.com/e/vgh/2836926

http://www.carbonmanna.org
http://carbonmanna.blogspot.com
http://twitter.com/CarbonManna
http://www.linkedin.com/e/vgh/1794312/

http://www.prweb.com/releases/2010/01/prweb3459274.htm

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1065919.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1033328.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-1007638.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-991442.html

http://www.marketwire.com/press-release/Carbon-Manna-Unlimited-953397.html


I will be/was a speaker or keynote speaker at:
------------------------------------------------------

2nd Kenya Diaspora Int'l Conference & Investment Forum

20-22 August 2009, Atlanta, GA

http://www.kenyaopen4business.com

---------------------------------------------------------------


"Microfinance for Institutional Investors"

21-22 Sept. 2009, Washington, DC

http://www.hansonwade.com/events/microfinance-for-institutional-investors/index.shtml

---------------------------------------------------------------


"Micro Financial Services World"

[ organized by Hanson Wade ]

11-12 May 2010, Amsterdam City Centre, The Netherlands

http://www.mfs-world.com

---------------------------------------------------------------


Green Business Africa Summit & Expo

02-04 June 2010, Nairobi, Kenya

http://www.greenbusinessafricaexpo.com


---------------------------------------------------------------